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Auto Insurance: State Regulation Affects Cost and Availability

OCE-86-2 Published: Aug 05, 1986. Publicly Released: Sep 05, 1986.
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In response to a congressional request, GAO analyzed the effects of state regulation on the cost and availability of private passenger automobile insurance, specifically: (1) the differences in the methods that states use to regulate insurance rates and to ensure the availability of insurance; and (2) the experiences of states that have placed restrictions on the factors that insurers may use to establish different rates for different types of drivers.

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