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Mutual Funds: Impact on Bank Deposits and Credit Availability

GGD-95-230 Published: Sep 22, 1995. Publicly Released: Sep 22, 1995.
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Highlights

Pursuant to a congressional request, GAO examined whether the movement of funds from bank deposits into mutual funds affects the availability of credit for residential, consumer, or commercial purposes.

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Bank depositsCreditDeposit fundsEconomic analysisFunds managementInterest ratesInvestmentsLending institutionsMutual fundsSecurities