Long-Term Care Insurance: State Regulatory Requirements Provide Inconsistent Consumer Protection
HRD-89-67
Published: Apr 24, 1989. Publicly Released: May 24, 1989.
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Highlights
Pursuant to a congressional request, GAO assessed state regulation of long-term health care insurance, intended to help defray nursing home costs not paid by Medicare or Medicaid, focusing on state: (1) legislation establishing standards for long-term health insurance policies; and (2) procedures for enforcing the standards.
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Topics
Elderly personsEligibility criteriaHealth insuranceInsurance regulationLong-term care insuranceMedicaidMedicareNursing homesSkilled nursing facilitiesStandards evaluationState lawState programsAlzheimer's disease