Terrorism Insurance:
Alternative Programs for Protecting Insurance Consumers
GAO-02-199T: Published: Oct 24, 2001. Publicly Released: Oct 24, 2001.
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Before September 11, insurance coverage for losses from terrorism was a normal feature of insurance contracts. The attacks on the World Trade Center and the Pentagon have changed insurers' perceptions of their risk exposure. Both insurers and reinsurers say that they do not know how much to charge for this coverage and because they cannot predict future losses, they may exclude terrorism insurance from future contracts unless the federal government provides some guidance to the industry. Several insurance programs in the United States and other countries ensure that insurance will be available to cover risks that the private sector has been unable or unwilling to cover, including losses from catastrophic events and terrorism. For government insurance programs, the question of long-term cost and program funding needs to be addressed before any program is established. Some federal insurance programs have a statutory intent to provide subsidized coverage, while others are intended to be self-funding. Regardless of statutory intent, if federal insurance is underpriced relative to its long-run costs and the federal government pays the difference, a government subsidy results.
Dec 21, 2018
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Dodd-Frank Regulations:
Consumer Financial Protection Bureau Needs a Systematic Process to Prioritize Consumer RisksGAO-19-158: Published: Dec 21, 2018. Publicly Released: Dec 21, 2018.
Nov 29, 2018
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Contratación de Pequeñas Empresas:
La Agencia Federal para el Desarrollo de la Pequeña Empresa Podría Fortalecer los Exámenes de Admisibilidad en el Programa HUBZone en Puerto Rico y en GeneralGAO-19-203: Published: Nov 29, 2018. Publicly Released: Nov 29, 2018.
Nov 14, 2018
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Memory Supplements:
Results of Testing for Selected SupplementsGAO-19-23R: Published: Oct 18, 2018. Publicly Released: Nov 14, 2018.
Sep 27, 2018
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Small Business Administration:
Actions Needed to Improve Confidence in Small Business Procurement ScorecardGAO-18-672: Published: Sep 27, 2018. Publicly Released: Sep 27, 2018.
Sep 24, 2018
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Small Business Contracting:
Small Business Administration Could Further Strengthen HUBZone Eligibility Reviews in Puerto Rico and ProgramwideGAO-18-666: Published: Sep 24, 2018. Publicly Released: Sep 24, 2018.
Aug 23, 2018
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Consumer Protection:
Gender-Related Price Differences for Goods and ServicesGAO-18-500: Published: Aug 9, 2018. Publicly Released: Aug 23, 2018.
Jun 5, 2018
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Small Business Loans:
Additional Actions Needed to Improve Compliance with the Credit Elsewhere RequirementGAO-18-421: Published: Jun 5, 2018. Publicly Released: Jun 5, 2018.
May 14, 2018
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Event Ticket Sales:
Market Characteristics and Consumer Protection IssuesGAO-18-347: Published: Apr 12, 2018. Publicly Released: May 14, 2018.
Jan 31, 2018
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Small Business Research Programs:
Agencies Need to Take Steps to Assess Progress Toward Commercializing TechnologiesGAO-18-207: Published: Jan 31, 2018. Publicly Released: Jan 31, 2018.
Jan 4, 2018
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Small Business Contracting:
SBA Efforts May Clarify the Assignment of Industry Codes, and Most Code Appeals Were DismissedGAO-18-76: Published: Dec 5, 2017. Publicly Released: Jan 4, 2018.
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