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SBA Fraud Risks and Improper Payments

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On December 10, 2025, Courtney LaFountain, Director, U.S. Government Accountability Office, delivered testimony before the Committee on Small Business & Entrepreneurship, U.S. Senate.

It is based primarily on the following reports:
COVID-19 Relief: Improved Controls Needed for Referring Likely Fraud in SBA's Pandemic Loan Programs

COVID-19 Relief: SBA and DOL Should Improve Processes to Identify and Recover Overpayments

IT Modernization: SBA Urgently Needs to Address Risks on Newly Deployed System

SBA has addressed some of our recommendations but still needs to address others.