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Long-Term Care Insurance: High Percentage of Policyholders Drop Policies

HRD-93-129 Published: Aug 25, 1993. Publicly Released: Sep 03, 1993.
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Highlights

Pursuant to a congressional request, GAO reviewed consumer protection standards for long-term care insurance policyholders who allow their policies to lapse, focusing on the percentage of: (1) lapsed policies; and (2) policyholders' premiums that are paid as sales commissions.

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Health Care
Consumer protectionHealth insuranceHealth insurance cost controlInsurance companiesInsurance premiumsInsurance regulationLong-term care insuranceNursing homesPaymentsState programsMedicare