Medigap Insurance: Better Consumer Protection Should Result From 1990 Changes to Baucus Amendment

Pursuant to a congressional request, GAO reviewed industry, state, and federal compliance with federal standards controlling Medigap insurance policies as required by the Medicare Catastrophic Coverage Act (MCCA), focusing on: (1) activities to identify and prevent abusive sales practices; (2) monitoring of Medigap advertising; (3) efforts to educate the elderly about Medigap policies; (4) state regulation of Medigap premiums; and (5) monitoring and enforcement of Medigap loss-ratio standards.