Social Security Numbers: More Could be Done to Protect SSNs

In 1936, the Social Security Administration established the Social Security number (SSN) to track worker's earnings for Social Security benefit purposes. Since its creation, the SSN has evolved beyond its original purpose and has become the identifier of choice for public and private sector entities. Today, the SSN is a key piece of information often sought by identity thieves. Once the SSN is obtained fraudulently, it can then be used to create false identities for financial misuse or assuming another individual's identity. Congress and some states have recognized the importance of restricting the use and display of SSNs. GAO has issued a number of reports and testimonies about the various aspects of SSN use in both public and private sectors and what could be done to further protect individual's SSNs. Accordingly, this testimony focuses on describing (1) the use of SSNs by government agencies and certain private sector entities, (2) the federal laws that regulate the use and disclosure of SSNs, and (3) the gaps that remain in protecting the SSN and what more could be done.