Private Health Insurance:

Wide Variation in State Insurance Departments' Regulatory Authority, Oversight and Resources

T-HRD-93-25: Published: May 27, 1993. Publicly Released: May 27, 1993.

Additional Materials:


Office of Public Affairs
(202) 512-4800

GAO discussed: (1) how state insurance departments regulate health insurance; (2) the resources they commit to these efforts; and (3) the implications that health care reform could have on state insurance departments' roles and responsibilities. GAO noted that: (1) state insurance departments' authority in regulating health insurance is limited and varies among states; (2) 24 percent of health care is paid for by private health insurance that is regulated by state insurance departments; (3) the state insurance departments' role in regulating health insurance is affected by the states' legal framework and business regulation philosophy; (4) the states used varied practices and procedures to approve premium rates and policy forms; and (5) the resources state legislatures allocate and the proportion the department dedicates to regulating health insurance varies among states.

Mar 1, 2021

Feb 24, 2021

Feb 17, 2021

Feb 11, 2021

Feb 5, 2021

Jan 28, 2021

Jan 21, 2021

Looking for more? Browse all our products here