Housing Enterprises: Advantages and Disadvantages of Creating a Single Housing GSE Regulator
T-GGD-97-160
Published: Jul 24, 1997. Publicly Released: Jul 24, 1997.
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Highlights
GAO discussed the advantages and disadvantages of creating a single regulator for the housing government-sponsored enterprises (GSE)--the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac), and the Federal Home Loan Bank System (FHLBank System).
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Topics
Federal agency reorganizationGovernment guaranteed loansGovernment sponsored enterprisesInteragency relationsLending institutionsMortgage loansRegulatory agenciesRisk managementHousingHousing enterprises