Liability Insurance:
Changes in Policies Set Limits on Risks to Insurers
HRD-87-18BR: Published: Nov 21, 1986. Publicly Released: Dec 22, 1986.
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In response to a congressional request, GAO provided a description of the recent major changes in policies and practices in the commercial general liability (CGL) insurance field.
GAO found that, during the past year, many businesses and public entities have experienced problems both in finding adequate and affordable CGL insurance coverage. GAO identified three major changes in CGL policies: (1) the introduction of the claims-made policy as an alternative to the traditional occurrence-based policy; (2) aggregate dollar limits on all coverage; and (3) the broadened scope of the pollution coverage exclusion. The insurance industry reported that the substantial rate increases or withdrawals from certain lines were essential to: (1) maintain a reasonable margin of profitability; and (2) counter long-standing problems in predicting the level of financial liability for assumed risks. As a result of these changes, businesses will have to become more knowledgeable about the options and combinations of coverage appropriate for their needs. However, the actual effects of the changes on claimants' ability to recover losses cannot be measured until insureds have set patterns of CGL coverage and sufficient time has elapsed to allow for examination of data on both short-term and long-term claims.
Jan 14, 2021
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Medicaid:
Data Completeness and Accuracy Have Improved, Though Not All Standards Have Been MetGAO-21-196: Published: Jan 14, 2021. Publicly Released: Jan 14, 2021.
Jan 4, 2021
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Medicare Severe Wound Care:
Spending Declines May Reflect Site of Care Changes; Limited Information Is Available on QualityGAO-21-92: Published: Jan 4, 2021. Publicly Released: Jan 4, 2021.
Dec 22, 2020
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Defense Health Care:
Efforts to Ensure Beneficiaries Access Specialty Care and Receive Timely and Effective CareGAO-21-143: Published: Dec 22, 2020. Publicly Released: Dec 22, 2020.
Dec 16, 2020
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Medicaid Long-Term Services and Supports:
Access and Quality Problems in Managed Care Demand Improved OversightGAO-21-49: Published: Nov 16, 2020. Publicly Released: Dec 16, 2020.
Dec 14, 2020
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Drug Pricing Program:
HHS Uses Multiple Mechanisms to Help Ensure Compliance with 340B RequirementsGAO-21-107: Published: Dec 14, 2020. Publicly Released: Dec 14, 2020. -
Substance Use Disorder:
Reliable Data Needed for Substance Abuse Prevention and Treatment Block Grant ProgramGAO-21-58: Published: Dec 14, 2020. Publicly Released: Dec 14, 2020.
Dec 10, 2020
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Indian Health Service:
Actions Needed to Improve Oversight of Provider Misconduct and Substandard PerformanceGAO-21-97: Published: Dec 10, 2020. Publicly Released: Dec 10, 2020. -
Clinical Labs:
Studies Suggest Biopsy Specimen Misidentification and Contamination Errors Are InfrequentGAO-21-59: Published: Nov 10, 2020. Publicly Released: Dec 10, 2020.
Dec 7, 2020
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Medicaid:
CMS Needs More Information on States' Financing and Payment Arrangements to Improve OversightGAO-21-98: Published: Dec 7, 2020. Publicly Released: Dec 7, 2020.
Dec 1, 2020
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Military Health Care:
Defense Health Agency Processes for Responding to Provider Quality and Safety ConcernsGAO-21-160R: Published: Dec 1, 2020. Publicly Released: Dec 1, 2020.
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