The hurricanes and fires of 2017 and 2018 affected more than 47 million people in the U.S. From 2016-18, survivors received about $6 billion and 12,805 temporary housing units from FEMA's Individuals and Households Program. Most applicants were uninsured, and a majority had incomes under $50,000. About 2.4 million people (of the 4.4 million referred to the program) were ineligible. Common reasons...