Bank Supervision:

Observations on the National Bank and Thrift Examiners' Conference

T-GGD-92-10: Published: Jan 3, 1992. Publicly Released: Jan 3, 1992.

Additional Materials:

Contact:

Office of Public Affairs
(202) 512-4800
youngc1@gao.gov

GAO discussed the National Bank and Thrift Examiners' conference, focusing on an interagency policy statement regarding commercial real estate loan classification and review. GAO noted that: (1) the policy statement is not consistent with the objectives of recently passed bank reform legislation; (2) the conference urged bank examiners to utilize a broader view of the prospects for commercial real estate loan repayment when analyzing loans and institution performance, but it did not clarify what it meant by a broader view; (3) the proposed enhanced appeals process may prevent examiners from conducting thorough evaluations because of the possibility of appeal from the affected institution; and (4) examiners need to better justify, document, and communicate their findings to bank and thrift management and boards to dispel perceptions and misconceptions regarding their analysis.

Sep 5, 2018

Jul 19, 2018

Jul 18, 2018

Jun 26, 2018

Mar 22, 2018

Mar 16, 2018

Mar 15, 2018

Feb 27, 2018

Looking for more? Browse all our products here