Employer Association Health Plans
HEHS-96-59R: Published: Dec 6, 1995. Publicly Released: Dec 6, 1995.
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Pursuant to a congressional request, GAO reviewed employer association health care plans and state regulation of these plans. GAO noted that: (1) identifying association health plans is difficult because there is no common industry or statutory definition of them; (2) association health plans and similar purchasing alliances account for about 17 percent of the national small employer insurance market; (3) market penetration varies by state due to differences in states' definitions and regulation of such plans; (4) broad statutory language has led to regulatory confusion in 27 states as to how to categorize a particular plan; (5) in determining how association health plans are to be regulated, states need to determine whether such plans cover individuals as well as small firms, the plans are fully insured or self-funded, and self-funded plans are subject to state regulation as multiple employer welfare arrangements or are exempt from state regulation; and (6) state regulators are concerned that some association plans that are domiciled in one state, but operate in multiple states, may be using state law ambiguity to avoid state regulation.
Oct 1, 2018
Postal Retiree Health Benefits:
Unsustainable Finances Need to Be AddressedGAO-18-602: Published: Aug 31, 2018. Publicly Released: Oct 1, 2018.
Jun 4, 2018
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Central States Pension Fund:
Department of Labor Activities under the Consent Decree and Federal LawGAO-18-105: Published: Jun 4, 2018. Publicly Released: Jun 4, 2018. -
Central States Pension Fund:
Investment Policy Decisions and Challenges Facing the PlanGAO-18-106: Published: Jun 4, 2018. Publicly Released: Jun 4, 2018.
May 22, 2018
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Retirement Plan Investing:
Clearer Information on Consideration of Environmental Social and Governance Factors Would Be HelpfulGAO-18-398: Published: May 22, 2018. Publicly Released: May 22, 2018.
May 21, 2018
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Railroad Retirement Board:
Additional Controls and Oversight of Financial Interchange Transfers NeededGAO-18-323: Published: Apr 19, 2018. Publicly Released: May 21, 2018.
May 17, 2018
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Social Security Administration:
Observations on Use and Costs of Social Security CardsGAO-18-507T: Published: May 17, 2018. Publicly Released: May 17, 2018.
Mar 7, 2018
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Social Security Administration:
Continuing Leadership Focus Needed to Modernize How SSA Does BusinessGAO-18-432T: Published: Mar 7, 2018. Publicly Released: Mar 7, 2018.
Mar 5, 2018
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Workplace Retirement Accounts:
Better Guidance and Information Could Help Plan Participants at Home and Abroad Manage Their Retirement SavingsGAO-18-19: Published: Jan 31, 2018. Publicly Released: Mar 5, 2018.
Feb 21, 2018
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Railroad Retirement Board:
Actions Needed to Improve the Effectiveness and Oversight of Continuing Disability ReviewsGAO-18-287: Published: Feb 21, 2018. Publicly Released: Feb 21, 2018.
Jan 8, 2018
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Social Security Disability:
Additional Measures and Evaluation Needed to Enhance Accuracy and Consistency of Hearings DecisionsGAO-18-37: Published: Dec 7, 2017. Publicly Released: Jan 8, 2018.
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