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Report to the Chairman, Subcommittee on International Monetary Policy 

and Trade, Committee on Financial Services, House of Representatives:



United States General Accounting Office:



GAO:



September 2002:



Export-Import Bank:



Energy Financing Trends Affected by Various Factors:



GAO-02-1024:



Contents:



Letter:



Results in Brief:



Background:



Trends in the Number and Values Financed for Energy Sector Projects and 

Applications:



Ex-Im Bank Has Not Consistently Reported on Renewable Energy Financing 

or Efforts:



Various Factors Affect Ex-Im Bank’s Financing of Renewable Energy 

Projects:



Conclusions:



Recommendation:



Agency Comments:



Appendix I: Objectives, Scope, and Methodology:



Appendix II: Energy Sector Project Trends Vary for Ex-Im 

Bank Financed Insurance and Working Capital Guarantees:



Export Credit Insurance Values Vary, Numbers of Projects Decline:



Working Capital Guarantee Values Increase, Numbers of Projects Vary:



Appendix III: Top 10 Recipient Countries of Fossil Fuel Loans 

and Guarantees, 1990-2001:



Appendix IV: Renewable Energy Sector Loans and Guarantees, 

1990-2001:



Appendix V: Comments from the Export-Import Bank:



Appendix VI: GAO Contacts and Staff Acknowledgments:



GAO Contacts:



Acknowledgments:



Related GAO Products:



Tables:



Table 1: Number of Fossil Fuel Projects Financed for Loans and 

Guarantees, 1990-2001:



Table 2: Value Financed for Fossil Fuel Projects for Loans and 

Guarantees, 1990-2001:



Figures:



Figure 1: Number and Value Financed for Energy Sector Loans and 

Guarantees, 1990-2001:



Figure 2: Trends in the Value of Loans and Guarantees Financed for 

Fossil Fuel Project Types, 1990-2001:



Figure 3: Sectoral Breakout of the Financing Provided for Renewable 

Energy Projects for Loans and Guarantees, Fiscal Years 1990-2001:



Figure 4: Number and Value of Energy Sector Final Commitment 

Applications Received for Loans and Guarantees, 1990-2001:



Figure 5: Renewable Energy Values Financed as a Percentage of Total 

Energy Sector Projects Financed, 1990-2001:



Figure 6: Number and Value Financed for Insurance Transactions for 

Energy Sector Projects, 1992-2001:



Figure 7: Number and Value Financed for Working Capital Guarantees for 

Energy Sector Projects, 1992-2001:



United States General Accounting Office:



Washington, DC 20548:



September 16, 2002:



The Honorable Doug Bereuter

Chairman, Subcommittee on International Monetary Policy and Trade

Committee on Financial Services

House of Representatives:



Dear Mr. Chairman:



From 1990 through 2001, the Export-Import Bank (Ex-Im Bank) of the 

United States has provided export financing commitments totaling about 

$31 billion[Footnote 1] to promote the export of U.S. goods and 

services for use in the energy sector. The energy sector is divided 

into fossil fuel, renewable, and nuclear energy. Financing is provided 

through a range of products including loans and guarantees, export 

credit insurance, and working capital guarantees. Loans and guarantees 

accounted for $28 billion of the $31 billion of energy sector financing 

during the period.



Congress has demonstrated an interest in renewable energy exports since 

the early 1980s. In 1989, congressional legislation established that 

Ex-Im Bank should seek to provide at least 5 percent of its energy 

sector financing for renewable energy projects and should undertake 

certain efforts to promote renewable energy.[Footnote 2] The 

legislation required Ex-Im Bank to report annually to Congress on these 

efforts.[Footnote 3] The Export-Import Bank Reauthorization Act of 2002 

directs Ex-Im Bank to promote the export of goods and services related 

to renewable energy sources and report the results annually to 

Congress; however, it does not establish specific targets.[Footnote 4] 

Because of continuing congressional interest, you asked us to identify 

(1) trends in Ex-Im Bank’s financing of and applications for fossil 

fuel and renewable energy-related projects, (2) the extent of Ex-Im 

Bank’s reporting to Congress on its renewable energy efforts, and (3) 

key factors affecting Ex-Im Bank’s renewable energy sector financing.



To address these objectives, we analyzed legislative requirements, Ex-

Im Bank reports and other program data. We chose to report on loans and 

guarantees separately from insurance and working capital guarantees 

because data on the former were more complete and loans and guarantees 

comprise the vast majority of renewable energy financing. We also 

analyzed relevant reports by industry, government, and nongovernmental 

organizations. In addition, we interviewed Ex-Im Bank policy and 

program officials, as well as officials representing renewable energy-

related trade associations, export firms, think tanks, and 

nongovernmental organizations. Appendix I provides a more detailed 

discussion of the objectives, scope, and methodology used in this 

review.



Results in Brief:



Of the $28 billion Ex-Im Bank provided in loans and guarantees[Footnote 

5] for energy-related projects from 1990 to 2001, 93 percent was used 

to finance fossil fuel projects and 3 percent was for renewable energy 

projects.[Footnote 6] The number of fossil fuel projects financed 

annually fell over the period, while the value of financing provided 

fluctuated annually. For renewable energy, Ex-Im Bank financed 30 

projects during this period, with the majority of the financing 

provided in 1994 to two large geothermal power plants. Trends in 

applications for fossil fuel and renewable energy projects largely 

mirrored trends in the energy projects financed because 90 percent of 

applications submitted were financed.[Footnote 7]



Since 1990, Ex-Im Bank has not consistently provided information about 

its renewable energy program to Congress. Three of Ex-Im Bank’s annual 

reports--for fiscal years 1990, 1991, and 1994--identified the 

percentage that renewable energy projects represented of total energy 

sector projects financed. Ex-Im Bank’s annual reports from 1990 to 1994 

contained the most specific and consistent information on renewable 

energy projects, including the number, value financed, and type of 

projects. Ex-Im Bank’s 1995 and 1998 annual reports did not address 

renewable energy.



Ex-Im Bank’s energy portfolio is affected by broad factors such as 

worldwide market conditions and to some degree by its policies, 

promotion efforts, and programs. The relatively small share of 

renewable energy in worldwide energy consumption, due in part to cost 

factors, is a key factor. In addition, macroeconomic conditions, such 

as the Asian financial crisis, can be linked to some trends such as the 

decline in building of geothermal power plants in Southeast Asia. The 

strong growth of European and Japanese renewable energy sectors, due in 

part to government support, may have also affected financing 

opportunities. In addition, concerns about environmental impacts of 

large hydroelectric projects may have limited financing in that area, 

which Ex-Im Bank includes as renewable energy. While Ex-Im Bank has 

undertaken some efforts to promote renewable energy, it has not focused 

specifically on this sector. Instead, Ex-Im Bank has addressed 

renewable energy through its general marketing efforts and 

environmental exports program. In May 2002, Ex-Im Bank established the 

Renewable Energy Exports Advisory Committee to help expand its support 

of U.S. renewable energy exporters.



While Ex-Im Bank’s focus on the renewable energy sector has been 

limited, efforts to increase renewable energy exports face significant 

challenges. We recommend that Ex-Im Bank’s reporting to Congress on its 

renewable energy efforts provide sufficient information to enable 

Congress to adequately monitor Ex-Im Bank’s efforts and to identify the 

challenges it faces, including specific information on its financing of 

renewable energy projects.



Ex-Im Bank provided written comments on a draft of this report, which 

are reprinted in appendix V. Ex-Im Bank agreed that a number of factors 

identified in the report are important to the Bank’s energy sector 

financing trends, but also expressed the view that the report 

understates the Bank’s support of renewable energy exports. We believe 

that the report appropriately identifies both external and internal 

factors that have affected the Bank’s energy sector financing, and 

points out the difficulty of determining their specific impacts. Ex-Im 

Bank did not comment on the recommendation contained in the report.



Background:



Ex-Im Bank is an independent U.S. government agency whose mission is to 

finance the export of U.S. goods and services overseas and to support 

U.S. jobs, particularly when private sector lenders are unable or 

unwilling to accept the risk. Ex-Im Bank provides medium-and long-term 

loans and guarantees, export credit insurance, and working capital 

guarantees. Under the loan and guarantee program, Ex-Im Bank guarantees 

the repayment of loans or makes loans to foreign purchasers of U.S. 

goods and services. The export credit insurance program provides 

protection to U.S. exporters against the risks of nonpayment by foreign 

buyers for political or commercial reasons. The working capital 

guarantee program provides U.S. exporters with short-term loans and the 

necessary working capital to pay for raw materials, labor, and overhead 

to produce goods or provide services for export.



Energy transactions represented a major component of transactions 

financed by Ex-Im Bank during the 1990s. The values financed for energy 

sector transactions compared to total Ex-Im Bank financing for loans 

and guarantees averaged around 27 percent during this period and 

represented as much as 47 percent of all Ex-Im Bank financing in 1995. 

Ex-Im Bank categorizes energy sector transactions according to the end-

use industrial activity. That is, U.S. exports of services and 

equipment used in energy sector projects are considered energy 

transactions. Energy sector transactions are divided into subsectors 

that include fossil fuels, nuclear energy, and renewable energy. 

Examples of exports financed under fossil fuel projects include 

engineering services, drilling equipment, and turbines. Examples of 

renewable energy products or services financed include heat exchangers 

for geothermal power plants, solar electric modules for solar power 

generation, and engineering services to design a hydroelectric dam. Ex-

Im Bank defines renewable energy to include geothermal, hydroelectric, 

biomass, wind, and solar activities. The definition of renewable energy 

for different policy purposes is a subject of debate, especially 

regarding hydroelectric power because of concerns about potential 

environmental impacts of large dams.



Trends in the Number and Values Financed for Energy Sector Projects and 

Applications:



Of the $28 billion Ex-Im Bank provided in loans and guarantees for 

energy-related projects from 1990 to 2001, about 93 percent was used to 

finance fossil fuel projects. (See app. II for a discussion of trends 

in export credit insurance and working capital guarantees.) The number 

of fossil fuel projects financed each year dropped sharply during the 

early 1990s, but the values financed annually showed significant 

fluctuations with no clear trend. For renewable energy, there has been 

a small volume of overall activity during this period, with most of the 

financing provided primarily in 1994 when two large geothermal power 

plants were financed. Trends in final commitment applications submitted 

for energy sector projects largely mirror the trends in the number and 

values financed for energy sector projects because 90 percent of these 

applications were financed.



Numbers of Fossil Fuel Projects Decreased, While Values Financed 

Fluctuated Substantially:



The number of fossil fuel projects financed annually by Ex-Im Bank 

decreased significantly over the 1990s, while the values financed 

fluctuated substantially. (See fig. 1.) Ex-Im Bank financed 474 fossil 

fuel projects over the period, with the number falling from 91 in 1990 

to 15 in 1999, before rising slightly in 2000 and 2001. The total value 

financed for fossil fuel projects over the period was about $25.7 

billion, with annual values ranging from $546 million in 1999 to more 

than $3.6 billion in both 1993 and 1995. The average value financed per 

project increased significantly during the early 1990s, and ranged from 

$7 million in 1990 to more than $79 million in 1995.



Figure 1: Number and Value Financed for Energy Sector Loans and 

Guarantees, 1990-2001:



[See PDF for image] 



Source: GAO analysis of Ex-Im Bank data.



[End of figure]



The types of fossil fuel projects Ex-Im Bank financed varied over the 

period. As shown in figure 2, during the early 1990s, extraction, 

transport, and processing projects such as oil and gas exploration and 

the development of oil and gas pipelines dominated Ex-Im Bank’s fossil 

fuel project financing in terms of values financed. In the mid-1990s, 

however, power production projects, such as power plants using natural 

gas, oil, and coal, received the most financing. Neither project type 

was particularly dominant from 1997 to 2000.



Figure 2: Trends in the Value of Loans and Guarantees Financed for 

Fossil Fuel Project Types, 1990-2001:



[See PDF for image]



Source: GAO analysis of Ex-Im Bank data.



[End of figure]



Projects in Mexico received the largest share of fossil fuel financing 

during 1990 to 2001, at 16 percent, followed by projects in Venezuela 

and Algeria, at about 10 percent each. In terms of the numbers of 

projects, Algeria and Mexico received 43 percent of the total number 

financed over the 12-year period. Most of these were for small value 

loans and guarantees financed from 1990 to 1992. Appendix III shows Ex-

Im Bank’s distribution of fossil fuel energy projects by total number 

and values financed to recipient countries.



Number and Values Financed for Renewable Energy Projects Vary:



For renewable energy, a small number of projects were financed in most 

years, with the overall value of financing concentrated primarily in 

one year. As shown in figure 1, from 1990 to 1996, the number of 

renewable energy projects varied from two to six. Ex-Im Bank did not 

finance any renewable energy projects from 1997 to 1999, but did 

finance two renewable energy projects in 2000 and three in 2001. 

Overall, Ex-Im Bank financed 30 renewable energy projects from 1990 to 

2001, accounting for about 6 percent of the total number of energy 

sector projects financed. Most projects financed between 1990 and 1996 

were to construct hydroelectric and geothermal power plants. Of the 

projects receiving loans and guarantees in 2000 and 2001, three were 

for hydroelectric engineering services and two were for solar projects. 

Appendix IV identifies the renewable energy loans and guarantees 

financed from 1990 to 2001, including the project type, supplier, value 

financed, and country.



The values financed for renewable energy projects varied dramatically 

during 1990 through 2001, with the majority of the financing provided 

in 1994. Overall, Ex-Im Bank financed renewable energy projects 

totaling $730 million from 1990 through 2001 or about 3 percent of all 

energy projects financed. Almost 60 percent of these funds were 

provided in 1994, when two large geothermal projects were financed in 

the Philippines for almost $395 million.[Footnote 8] As shown in figure 

3, geothermal and hydroelectric projects represented 75 percent and 17 

percent of the total value of financing provided for renewable energy 

projects, while solar, wind, and biomass projects combined accounted 

for about 8 percent of total financing.



Figure 3: Sectoral Breakout of the Financing Provided for Renewable 

Energy Projects for Loans and Guarantees, Fiscal Years 1990-2001:



[See PDF for image]



Source: GAO analysis of Ex-Im Bank data.



[End of figure]



Final Application Trends Mirror Project Trends:



Trends in the number and value of final commitment applications 

submitted for energy sector projects closely track the trends for 

energy projects financed, because 90 percent of final commitment 

applications submitted were financed by Ex-Im Bank.[Footnote 9] While 

Ex-Im Bank offers two earlier types of applications--the letter of 

interest and preliminary commitment--the final commitment application 

is the only one required to obtain financing for a project and is the 

only one used consistently from 1990 to 2001.[Footnote 10]



As shown in figure 4, the number of fossil fuel final commitment 

applications for loans and guarantees decreased significantly from 1990 

to 2001, while the values of financing requested in these applications 

fluctuated greatly. For renewable energy, the application trends also 

mirrored those of the overall renewable energy projects financed, with 

the overall numbers remaining at low levels and the financed values 

concentrated primarily in 1994.



Figure 4: Number and Value of Energy Sector Final Commitment 

Applications Received for Loans and Guarantees, 1990-2001:



[See PDF for image]



Source: GAO analysis of Ex-Im Bank data.



[End of figure]



Ex-Im Bank denies very few final applications and only a small 

percentage of applications are withdrawn or canceled. From 1990 through 

2001, Ex-Im Bank records indicate that only 2 of the 577 energy sector 

applications were denied; both were fossil fuel projects. During this 

period, about 10 percent of the energy sector final applications for 

loans and guarantees were either withdrawn by the applicant or canceled 

by Ex-Im Bank because the applicant did not meet the requisite terms 

and conditions.



Ex-Im Bank Has Not Consistently Reported on Renewable Energy Financing 

or Efforts:



Ex-Im Bank has not consistently reported to Congress on its efforts to 

meet the 1989 legislative financing target for renewable energy or its 

renewable energy promotion efforts. In reviewing Ex-Im Bank’s annual 

reports, we looked for basic information on renewable energy projects 

that would include the number of projects and values financed, the 

types of projects, and the value of renewable energy project financing 

relative to overall energy sector financing. Ex-Im Bank’s reporting to 

Congress was most complete for fiscal year 1990 when Ex-Im Bank 

provided a report in 1991 to the Committees on Appropriations with 

specific information regarding both Ex-Im Bank’s meeting the 5 percent 

renewable energy target and its marketing and promotional efforts for 

renewable energy. This report also provided specific information 

regarding values financed, types of projects financed, and an estimate 

for potential demand for future financing. Other than this one-time 

report to Congress, Ex-Im Bank has typically provided information about 

its renewable energy efforts in its annual report.



During the period 1990 to 2001, Ex-Im Bank’s annual reports identified 

the percentage of renewable energy projects to the total energy 

projects financed in 3 years--1990, 1991, and 1994. Including all 

financing types--loans and guarantees, insurance, and working capital 

guarantees--Ex-Im Bank met the 5 percent target twice--1990 and 1994--

and came close in 1996 when renewable energy projects accounted for 4.8 

percent of the total values financed. (See fig. 5.) Ex-Im Bank’s annual 

reports since 1990 contained varying amounts of additional information 

regarding its efforts to promote renewable energy. Overall, Ex-Im Bank 

provided the most consistent reporting from fiscal years 1990 to 1994, 

which included the number of projects and values financed, types of 

projects, and countries where the projects were implemented. The 1995 

and 1998 reports did not address renewable energy.



Figure 5: Renewable Energy Values Financed as a Percentage of Total 

Energy Sector Projects Financed, 1990-2001:



[See PDF for image]



Source: GAO analysis of Ex-Im Bank data.



[End of figure]



Various Factors Affect Ex-Im Bank’s Financing of Renewable Energy 

Projects:



Various factors have affected Ex-Im Bank’s renewable energy financing, 

including worldwide economic conditions and energy consumption 

patterns, financing challenges faced by diverse renewable energy 

suppliers, foreign government support of renewable energy sectors, and 

environmental concerns. Ex-Im Bank has not placed a priority on 

promoting renewable energy exports, but has addressed the sector 

through its general marketing efforts and its Environmental Exports 

Program. Ex-Im Bank established the Renewable Energy Exports Advisory 

Committee to help expand its support of U.S. renewable energy exporters 

in May 2002.



Broad Economic Conditions and Energy Consumption Patterns Affect Energy 

Financing Demand:



Broad economic conditions and market trends are important to Ex-Im 

Bank’s overall financing and energy sector patterns. These include, for 

example, exchange rates and economic growth trends. While identifying 

the impacts of these factors is complex, macroeconomic factors have 

been identified as particularly important in the geothermal sector. 

According to industry representatives and analysts, the Asian financial 

crisis and subsequent economic and political turmoil in Southeast Asia 

was a key reason for a decline in construction of geothermal facilities 

in the region in the late 1990s.



The relatively small share of most renewable resources in world energy 

consumption, due partly to cost disadvantages, is viewed as a key 

factor underlying the demand for Ex-Im Bank financing. According to 

Department of Energy estimates, in 1999 about 7 percent of world energy 

consumption was from hydroelectricity and 1 percent from other 

renewable sources. For energy used for electricity generation, 

hydroelectricity supplied 19 percent and other renewables 2 

percent.[Footnote 11] A primary reason for this relatively small share 

of renewables is cost, according to government and industry 

assessments. While the costs of some renewable energy technologies have 

decreased, they have generally not been competitive with fossil fuels 

for most uses, according to these assessments. A related factor is that 

the feasibility of renewable energy projects often depends on 

environmental factors such as the location of rivers, geothermal heat 

sources, and wind supply.



Renewable Energy Market Characterized by Diverse Sectors and Financing 

Needs:



The renewable energy market is diverse, with sectors and firms varying 

in terms of key characteristics that could affect the demand for Ex-Im 

Bank financing. These characteristics include, for example, firm size 

and exporting experience, project risk, and payback periods. The 

geothermal sector includes large-scale power production and smaller-

scale direct heating and agricultural uses. Project risk can be high 

with substantial exploration and development costs. The solar energy 

sector includes multinational producers of photovoltaics for export to 

electric utilities as well as producers of off-grid equipment that can 

include small-scale uses. U.S. wind energy suppliers include one firm 

producing for large-scale on-grid utility uses and a number of firms 

providing for smaller scale power generation. Representatives for 

different renewable energy sectors have cited various exporting 

challenges or financing needs, not necessarily under Ex-Im Bank’s 

control, including:



* Actual or perceived financial risk of renewable energy projects;



* For small businesses, lack of investment capital or contacts in 

export countries;



* Lack of credit-worthy buyers for certain types of renewable energy 

projects, such as smaller scale projects in developing countries;



* Need in some sectors for longer repayment terms due to higher up-

front costs; and:



* Difficulty in understanding financing options and coordinating 

financing among exporters, buyers, financial institutions, sources of 

funding assistance, and local governments.



Government Support Has Been Important to Growth in Some Renewable 

Energy Sectors:



Government support has been an important factor in the growth of 

renewable energy. Foreign government support, for example, is seen as 

critical to rapid growth in the international wind and photovoltaic 

markets. Several European countries and Japan have used various 

strategies and financial incentives for increasing renewable energy in 

their domestic markets. World photovoltaic shipments almost tripled 

between 1994 and 2000, due in part to subsidized programs in Europe and 

Japan.[Footnote 12] Similarly, the world wind energy market grew 

sharply between 1994 and 2001, due in part to government support and 

growth in Europe.[Footnote 13] The United States has had some 

production incentives and tax credits for renewable energy at the state 

and federal level but their impact has varied depending on amounts and 

certainty of initiatives. According to the Department of Energy, 

nonhydroelectric renewable electricity generation in the United States 

declined between 1993 and 1998. The U.S. domestic wind energy market 

did grow strongly in 2001, which analysts attribute in part to firms 

taking advantage of a federal production tax credit scheduled to expire 

at the end of 2003.



Governments have provided official development assistance for renewable 

energy projects in developing countries, including concessional loans 

and grants.[Footnote 14] According to analysts and industry 

representatives, such assistance can in some cases yield advantages to 

donor country exporters. Links to exports are explicit in cases of tied 

aid, where trade-related concessional financing of public sector 

capital projects is conditional on the procurement of goods and 

services from the donor country. Many industrialized countries, 

including the United States, view tied aid as potentially trade-

distorting and agreed in 1992 to limits on its use. Renewable energy 

projects are often exempt from international restrictions due to not 

being commercially viable. Ex-Im Bank has matched tied aid offers by 

other countries in some instances.[Footnote 15] From 1991 to 2001, Ex-

Im Bank funded four tied aid projects for renewable energy.[Footnote 

16] According to some renewable energy industry representatives, tied 

aid has not generally been viewed as a viable export financing option 

for U.S. renewable energy exporters because of the documentation 

requirements and the length of the process.



Environmental Concerns Regarding Hydroelectric Projects May Have 

Affected Financing:



Increased public concerns about the environmental and social impacts of 

large hydroelectric dams may have affected financing of hydroelectric 

projects, according to Ex-Im Bank and industry officials. Ex-Im Bank 

adopted environmental procedures and guidelines in February 

1995,[Footnote 17] which provide for qualitative and quantitative 

assessments of air and water quality, management of hazardous and toxic 

materials and waste, cultural and ecological effects, and other 

factors.[Footnote 18] Environmental concerns regarding hydroelectric 

power plants were highlighted in 1996 when the Yangtze Three Gorges 

hydroelectric power plant was proposed by China. Although Ex-Im Bank 

was approached regarding financing, the project proceeded with 

financing from other sources and has continued to be controversial. Ex-

Im Bank did not finance any hydroelectric projects from 1997 to 1999, 

but did finance engineering and architectural services for two 

hydroelectric projects in Turkey in 2000 and one in 2001. According to 

Ex-Im Bank officials and some environmental groups, issues regarding 

its financing activities in the hydroelectric sector illustrate a 

tension between increasing renewable energy financing and responding to 

environmental concerns.



Ex-Im Bank’s Efforts to Promote Renewable Energy Have Been Limited:



Ex-Im Bank has not focused on or allocated specific resources to 

promote the renewable energy sector. Instead, Ex-Im Bank has addressed 

this sector through its general marketing efforts and the Environmental 

Exports Program.



Resources and Marketing Efforts Are Not Focused on the Renewable Energy 

Sector:



With the exception of aircraft sales, Ex-Im Bank does not target its 

resources or marketing efforts toward specific industry sectors, 

according to senior Ex-Im Bank officials. Instead Ex-Im Bank’s business 

development officers are assigned geographic regions and are expected 

to promote all sectors, such as energy, telecommunications, and 

manufacturing equipment, within their respective regions.[Footnote 19] 

According to Ex-Im Bank officials, an environmental liaison officer was 

appointed in 1994 to focus exclusively on promoting and developing 

environmentally beneficial projects, which by definition include 

renewable energy projects. However, the individual in that position has 

been assigned other duties over time, and the official’s portfolio now 

includes responsibility for the South America region and the medical 

equipment sector. Several trade association and industry officials said 

this dilution of responsibility has affected Ex-Im Bank’s ability to 

effectively promote renewable energy exports. They stressed that having 

an experienced person dedicated specifically to renewable energy is 

critical to providing effective linkages among Ex-Im Bank, exporters, 

foreign buyers, financiers, and other U.S. government 

agencies.[Footnote 20]



According to Ex-Im Bank officials, its efforts to promote small 

businesses have benefited some renewable energy exporters. In 2000, 

Congress required that not less than 10 percent of all Ex-Im Bank 

annual financing be provided to support small businesses.[Footnote 21] 

Ex-Im Bank officials said that the product typically best suited to 

meet the needs of renewable energy small businesses is short-or medium-

term insurance. Of the nine renewable energy-related insurance policies 

underwritten by Ex-Im Bank since 1999, seven were provided to three 

small businesses.



Environmental Exports Program Has Financed Some Renewable Energy 

Projects:



Although Ex-Im Bank has financed some renewable energy projects under 

its Environmental Exports Program, the program’s impact on Ex-Im Bank’s 

financing of renewable energy projects appears to be limited. Ex-Im 

Bank established the environmental exports program in 1994 to provide 

enhanced levels of support for a broad range of exports deemed 

environmentally beneficial.[Footnote 22] Of the $3.1 billion financed 

for environmentally beneficial projects from 1994 to 2001, about $457 

million was provided to finance renewable energy projects--of which 

$333 million was financed in 1994. Meanwhile, fossil fuel projects 

deemed environmentally beneficial received just over $2 billion.



Ex-Im Bank officials said they have not seen a notable increase in 

renewable energy applications or projects financed since the program 

was introduced. Although Ex-Im Bank provided $113 million for 

environmentally beneficial renewable energy projects in 1996, it did 

not finance other renewable energy projects again until 2000 and 2001 

when it financed transactions totaling approximately $5 million and $6 

million, respectively. Several Ex-Im Bank officials attributed this 

recent activity in the renewable energy sector to Ex-Im Bank’s focus on 

providing loans and short-term insurance to small businesses.



Renewable Energy Exports Advisory Committee Formed:



Ex-Im Bank and renewable energy industry officials have acknowledged 

that Ex-Im Bank can do a better job of promoting their products and 

services to renewable energy sectors. Officials identified Ex-Im Bank’s 

establishment of a Renewable Energy Exports Advisory Committee in May 

2002 as an effort to help the Bank expand its support of U.S. renewable 

energy exporters.[Footnote 23] Over the next 2 years, the advisory 

committee will focus on specific issues such as how Ex-Im Bank can 

modify its existing programs, what new financing products or changes to 

existing products should be considered, and how to improve its outreach 

to U.S. renewable energy exporters and foreign buyers.



Conclusions:



Congress has demonstrated a long-standing and continued interest in Ex-

Im Bank’s efforts to promote the export of renewable energy products 

and services. While Ex-Im Bank has undertaken some efforts to increase 

its funding of renewable energy exports, they have been limited. This 

report highlights several factors and challenges to renewable energy 

exports. Some factors, such as cost disadvantages in many markets, are 

largely outside Ex-Im Bank’s control while others, such as product 

terms and the allocation and targeting of business development 

resources, represent areas in which Ex-Im Bank has some control. In 

addition, Ex-Im Bank’s renewable energy financing to date shows how a 

few large projects can account for the majority of financing in an 

area, and illustrates that significant small-scale renewable energy 

financing activity could take place with relatively low values 

financed.



Ex-Im Bank’s renewable energy efforts can be measured and reported in 

various ways. In addition to information on the programs and 

initiatives undertaken to promote renewable energy, specific 

information about project financing would be helpful to Congress. 

Although Ex-Im Bank has provided specific funding information to 

Congress for some reporting periods, it has not provided this 

information consistently. Such information can help Congress better 

track and understand Ex-Im Bank’s efforts to promote renewable energy 

and identify emerging trends and challenges in financing renewable 

energy projects.



Recommendation:



In reporting on its renewable energy efforts under Ex-Im Bank’s 2002 

reauthorization act, we recommend that the Chairman of the Export-

Import Bank provide adequate information for Congress to assess these 

efforts and the types of challenges Ex-Im Bank faces. In addition to 

information on types of outreach and specific processes or programs to 

promote renewable energy exports, Ex-Im Bank should provide information 

on the types and amounts of financing actually provided, including the 

number and values financed for renewable energy transactions each year, 

and the specific renewable energy sectors to which the financing is 

provided.



Agency Comments:



Ex-Im Bank provided written comments on a draft of this report, which 

are reprinted in appendix V. In its response, Ex-Im Bank reiterated as 

important a number of factors identified in the report as significant 

to the Bank’s energy sector financing trends, including broad economic 

and market trends. Ex-Im Bank also expressed the view that the report 

understates the Bank’s support of renewable energy sector exports. We 

believe that the report appropriately identifies both external and 

internal factors that have affected the Bank’s energy sector financing, 

and points out the difficulty of determining the specific impacts of 

various factors.



Ex-Im Bank stated that in comparing its financing of renewable energy 

and fossil fuel exports, we should have included only the fossil fuel 

exports for power generation and excluded extraction, transportation, 

and processing projects, such as pipeline construction. Our analysis is 

based on energy sector project data provided to us by Ex-Im Bank, which 

included both categories of fossil-fuel related energy financing. We 

believe that comparing renewable energy sector financing to only a 

portion of fossil-fuel related financing would have been inappropriate 

for demonstrating overall financing trends.



Ex-Im Bank did not comment on our recommendation that Ex-Im Bank’s 

future reporting to Congress on its renewable energy efforts include 

specific information on its financing of renewable energy projects.



We are sending copies of this report to the appropriate congressional 

committees, and the Honorable Eduardo Aguirre, Vice Chairman, Export-

Import Bank of the United States. Copies will also be made available to 

others upon request. In addition, this report is also available on 

GAO’s Web site at no charge at http://www.gao.gov.



Please contact me at (202) 512-4347 if you or your staff has any 

questions concerning this report. Major contributors to this report are 

listed in appendix VI.



Sincerely yours,



Loren Yager

Director, International Affairs and Trade:



Signed by Loren Yager:



[End of section]



Appendix I: Objectives, Scope, and Methodology:



In response to Chairman Bereuter’s request, we identified and assessed 

(1) trends in Ex-Im Bank’s financing of and applications for fossil 

fuel and renewable energy-related projects, (2) the extent of Ex-Im 

Bank’s reporting to Congress on its renewable energy efforts, and (3) 

key factors affecting Ex-Im Bank’s renewable energy sector financing. 

To meet these objectives, we analyzed a range of documents and 

interviewed policy and program officials from the Export-Import Bank as 

well as energy trade associations, private sector companies, think 

tanks, and nongovernmental organizations.



To address the first objective, we obtained the cooperation of Ex-Im 

Bank’s Engineering and Environment Division staff in creating reports 

from two different databases--one for loans and guarantees and the 

other for insurance--to identify the number and value of energy-related 

transactions that Ex-Im Bank financed by each product type (loans and 

guarantees, insurance, and working capital guarantees) for fiscal years 

1990 through 2001. The reports were further divided by sub sectors, 

which included fossil fuel extraction, transport and processing, fossil 

fuel power generation, renewable energy, and nuclear energy. Ex-Im Bank 

also provided similar reports for applications submitted but not 

supported by Ex-Im Bank for loans and guarantees by various sub 

sectors. Ex-Im Bank did not provide applications data for insurance or 

working capital guarantees. Applications data were reported in the 

fiscal years in which they were received, while project data were 

reported in the fiscal years in which they were financed.



We analyzed these reports to identify trends in the number and values 

financed for energy sector projects as well as the number and value of 

energy sector applications submitted. We did not focus on nuclear 

energy projects because they are outside the scope of our request and 

comprise only a small percentage of Ex-Im Bank’s energy sector 

portfolio. The report, however, notes that nuclear energy projects 

account for the balance of energy sector projects financed when 

combined with fossil fuel and renewable energy projects.



Ex-Im Bank officials noted concerns over the reliability and 

completeness of some of the data, particularly insurance transactions. 

Reliability issues occur because insurance transactions often include 

multi-buyer policies that cover many products and services. These 

policies may be in different sectors and would therefore be difficult 

to characterize under one sector code. Further, insurance underwriters 

code the transaction according to the principal product or service, not 

according to the project’s end-use, as the loans and guarantees 

division would do. Ex-Im Bank officials estimate that the insurance 

data provided are about 75 percent accurate but noted that increased 

accuracy would require the review of each policy - a large investment 

of time. Ex-Im Bank officials also note that insurance records prior to 

1992 were not readily available:



We chose to focus our principal findings on the loans and guarantees 

programs because of these concerns and because loans and guarantees 

account for 89 percent of the value of energy sector projects financed 

by Ex-Im Bank. We discuss trends in the number and values financed for 

insurance and working capital guarantees in appendix II. We also 

focused on loans and guarantees because Ex-Im Bank provided data for 

both the applications submitted and projects financed for the period 

1990 to 2001. We compared this data to data used in other Ex-Im Bank 

reports to assess its reliability and found them to be consistent.



To address the second objective, we reviewed the 1989 legislation that 

established the Ex-Im Bank renewable energy-financing target and 

reporting requirement. We also reviewed Ex-Im Bank’s 2002 

reauthorization act, which includes a reporting requirement for Ex-Im 

Bank’s renewable energy promotion efforts. To ascertain the extent to 

which Ex-Im Bank reported data to Congress regarding its renewable 

energy efforts, we analyzed Ex-Im Bank’s annual reports for fiscal 

years 1990 to 2001 and a 1991 report to the Committees on 

Appropriations. To determine the percentage of the value financed for 

renewable energy projects to the total energy sector, we analyzed the 

energy sector project reports provided by Ex-Im Bank for fiscal years 

1990 to 2001.



To address the third objective regarding factors that affected the 

increases and decreases in Ex-Im Bank’s energy sector financing, we 

analyzed reports on energy sector trends. We reviewed relevant Ex-Im 

Bank and GAO reports regarding tied aid provided by the United States 

and other foreign governments. To obtain industry perspective on the 

factors affecting trends, we discussed these issues with 

representatives from the various renewable energy trade associations 

including the American Wind Energy Association, Solar Energy Industries 

Association, U.S. Hydropower Council for International Development, 

Geothermal Energy Association, and U.S. Export Council on Energy 

Efficiency. We also interviewed officials from the International Rivers 

Network, Institute for Policy Studies, and several private sector 

renewable energy firms.



To identify factors internal to Ex-Im Bank that affected energy sector 

trends, we analyzed Ex-Im Bank program data relating to its efforts to 

promote renewable energy, the Environmental Exports Program, and the 

Renewable Energy Exports Advisory Committee. We also interviewed policy 

and program officials from Ex-Im Bank to discuss the trends and 

factors.



We conducted our review from December 2001 through September 2002 in 

accordance with generally accepted government auditing standards.



[End of section]



Appendix II: Energy Sector Project Trends Vary for Ex-Im Bank Financed 

Insurance and Working Capital Guarantees:



While loans and guarantees have traditionally accounted for 89 percent 

of Ex-Im Bank’s energy sector portfolio, export credit insurance and 

working capital guarantees represented about 10 percent and less than 1 

percent of the values financed, respectively. The values of export 

credit insurance for fossil fuel projects fluctuated, while the number 

of fossil fuel transactions declined. Conversely, the renewable energy 

sector showed a slight increase in both the value financed and the 

number of insurance transactions during this period. Meanwhile, trends 

for the value of working capital guarantees for fossil fuels increased 

incrementally, while the number of transactions varied. Only two 

renewable energy projects received working capital guarantees during 

this period.



Export Credit Insurance Values Vary, Numbers of Projects Decline:



Ex-Im Bank provided insurance for 281 energy sector projects totaling 

$2.9 billion from 1992 through 2001 under the export credit insurance 

program. As shown in figure 6, the values financed for fossil fuel 

energy projects varied from a high of $749 million in 1992 to lows of 

$45 million and $52 million in 1997 and 2001, respectively. Meanwhile, 

the trend in the number of insurance transactions financed for fossil 

fuel projects declined steadily by more than 50 percent--from 39 to 18 

fossil fuel transactions--from 1992 through 2001.



Figure 6: Number and Value Financed for Insurance Transactions for 

Energy Sector Projects, 1992-2001:



[See PDF for image]



Source: GAO analysis of Ex-Im Bank data.



[End of figure]



While trends in the number and values financed for renewable energy 

projects increased during this period for export credit insurance, the 

overall financing provided and numbers financed for export credit 

insurance was $3.5 million for 12 transactions. Ex-Im Bank did not 

finance any renewable energy insurance transactions in 4 of the 10 

years analyzed, but the value financed increased from $170,850 in 1994 

to $711,000 in 2001. A peak was noted in 1998 as Ex-Im Bank financed 

over $1 million in insurance transactions. Similarly, the number of 

renewable energy projects has increased from zero in 1992 to five in 

2001, reflecting Ex-Im Bank’s focus on using the insurance program to 

reach small businesses, including renewable energy businesses.



Working Capital Guarantee Values Increase, Numbers of Projects Vary:



Ex-Im Bank financed working capital guarantees for 64 energy sector 

projects totaling over $120 million from 1992 through 2001. As shown in 

figure 7, the financing provided for working capital guarantees for 

fossil fuel projects decreased to zero in 1994 but increased 

incrementally until 2000. The values financed doubled in 2001--from $14 

million in 2000 to about $28 million. Meanwhile, the number of working 

capital guarantees provided for fossil fuel projects during the period 

increased--with some variations from year to year. The number of fossil 

fuel projects financed ranged from 0 in 1994 to 10 in 1997 and 1999. 

Over 80 percent of the fossil fuel working capital guarantees were 

provided after 1995. Only two renewable energy projects were financed 

through the working capital guarantee program when Ex-Im Bank provided 

$8.9 million to finance two wind energy projects in 1996.



Figure 7: Number and Value Financed for Working Capital Guarantees for 

Energy Sector Projects, 1992-2001:



[See PDF for image]



Source: GAO analysis of Ex-Im Bank data.



[End of figure]



[End of section]



Appendix III: Top 10 Recipient Countries of Fossil Fuel Loans and 

Guarantees, 1990-2001:



Table 1: Number of Fossil Fuel Projects Financed for Loans and 

Guarantees, 1990-2001:



Recipient countries: Algeria; Fiscal year: 1990: 46; Fiscal 

year: 1991: 43; Fiscal year: 1992: 38; Fiscal year: 1993: 7; Fiscal 

year: 1994: 0; Fiscal year: 1995: 0; Fiscal year: 1996: 0; Fiscal year: 

1997: 1; Fiscal year: 1998: 0; Fiscal year: 1999: 0; Fiscal year: 2000: 

1; Fiscal year: 2001: 2; Total: 138; Percent: 29.



Recipient countries: Mexico; Fiscal year: 1990: 35; Fiscal 

year: 1991: 11; Fiscal year: 1992: 1; Fiscal year: 1993: 1; Fiscal 

year: 1994: 0; Fiscal year: 1995: 3; Fiscal year: 1996: 0; Fiscal year: 

1997: 0; Fiscal year: 1998: 6; Fiscal year: 1999: 1; Fiscal year: 2000: 

5; Fiscal year: 2001: 3; Total: 66; Percent: 14.



Recipient countries: Argentina; Fiscal year: 1990: 0; Fiscal 

year: 1991: 0; Fiscal year: 1992: 2; Fiscal year: 1993: 8; Fiscal year: 

1994: 8; Fiscal year: 1995: 10; Fiscal year: 1996: 6; Fiscal year: 

1997: 3; Fiscal year: 1998: 3; Fiscal year: 1999: 3; Fiscal year: 2000: 

1: 5: 2; Fiscal year: 2001: 0; Total: 45; Percent: 9.



Recipient countries: Colombia; Fiscal year: 1990: 1; Fiscal 

year: 1991: 2; Fiscal year: 1992: 4; Fiscal year: 1993: 5; Fiscal year: 

1994: 1; Fiscal year: 1995: 3; Fiscal year: 1996: 0; Fiscal year: 1997: 

0; Fiscal year: 1998: 1; Fiscal year: 1999: 2; Fiscal year: 2000: 0; 

Fiscal year: 2001: 0; Total: 19; Percent: 4.



Recipient countries: Venezuela; Fiscal year: 1990: 1; Fiscal 

year: 1991: 1; Fiscal year: 1992: 3; Fiscal year: 1993: 5; Fiscal year: 

1994: 0; Fiscal year: 1995: 0; Fiscal year: 1996: 0; Fiscal year: 1997: 

0; Fiscal year: 1998: 0; Fiscal year: 1999: 2; Fiscal year: 2000: 1; 

Fiscal year: 2001: 4; Total: 17; Percent: 4.



Recipient countries: Russia; Fiscal year: 1990: 0; Fiscal 

year: 1991: 0; Fiscal year: 1992: 0; Fiscal year: 1993: 2; Fiscal year: 

1994: 6; Fiscal year: 1995: 5; Fiscal year: 1996: 1; Fiscal year: 1997: 

2; Fiscal year: 1998: 0; Fiscal year: 1999: 0; Fiscal year: 2000: 0; 

Fiscal year: 2001: 0; Total: 16; Percent: 3.



Recipient countries: Indonesia; Fiscal year: 1990: 1; Fiscal 

year: 1991: 2; Fiscal year: 1992: 2; Fiscal year: 1993: 3; Fiscal year: 

1994: 0; Fiscal year: 1995: 4; Fiscal year: 1996: 3; Fiscal year: 1997: 

0; Fiscal year: 1998: 0; Fiscal year: 1999: 0; Fiscal year: 2000: 0; 

Fiscal year: 2001: 0; Total: 15; Percent: 3.



Recipient countries: Turkey; Fiscal year: 1990: 0; Fiscal 

year: 1991: 1; Fiscal year: 1992: 0; Fiscal year: 1993: 1; Fiscal year: 

1994: 0; Fiscal year: 1995: 2; Fiscal year: 1996: 0; Fiscal year: 1997: 

2; Fiscal year: 1998: 4; Fiscal year: 1999: 1; Fiscal year: 2000: 4; 

Fiscal year: 2001: 0; Total: 15; Percent: 3.



Recipient countries: Brazil; Fiscal year: 1990: 2; Fiscal 

year: 1991: 0; Fiscal year: 1992: 1; Fiscal year: 1993: 0; Fiscal year: 

1994: 2; Fiscal year: 1995: 2; Fiscal year: 1996: 1; Fiscal year: 1997: 

0; Fiscal year: 1998: 0; Fiscal year: 1999: 0; Fiscal year: 2000: 2; 

Fiscal year: 2001: 4; Total: 14; Percent: 3.



Recipient countries: Philippines; Fiscal year: 1990: 0; Fiscal 

year: 1991: 0; Fiscal year: 1992: 5; Fiscal year: 1993: 3; Fiscal year: 

1994: 0; Fiscal year: 1995: 1; Fiscal year: 1996: 0; Fiscal year: 1997: 

1; Fiscal year: 1998: 0; Fiscal year: 1999: 1; Fiscal year: 2000: 1; 

Fiscal year: 2001: 0; Total: 12; Percent: 3.



Recipient countries: Subtotal: Top 10 countries; Fiscal year: 1990: 86; 

Fiscal year: 1991: 60; Fiscal year: 1992: 56; Fiscal year: 1993: 35; 

Fiscal year: 1994: 17; Fiscal year: 1995: 30; Fiscal year: 1996: 11; 

Fiscal year: 1997: 9; Fiscal year: 1998: 14; Fiscal year: 1999: 10; 

Fiscal year: 2000: 16; Fiscal year: 2001: 13; Total: 357; Percent: 75.



Recipient countries: Subtotal: Remaining countries; Fiscal year: 1990: 
5; 

Fiscal year: 1991: 7; Fiscal year: 1992: 12; Fiscal year: 1993: 9; 

Fiscal year: 1994: 10; Fiscal year: 1995: 16; Fiscal year: 1996: 21; 

Fiscal year: 1997: 13; Fiscal year: 1998: 5; Fiscal year: 1999: 5; 

Fiscal year: 2000: 6; Fiscal year: 2001: 8; Total: 117; Percent: 25.



Recipient countries: Total; Fiscal year: 1990: 91; Fiscal 

year: 1991: 67; Fiscal year: 1992: 68; Fiscal year: 1993: 44; Fiscal 

year: 1994: 27; Fiscal year: 1995: 46; Fiscal year: 1996: 32; Fiscal 

year: 1997: 22; Fiscal year: 1998: 19; Fiscal year: 1999: 15; Fiscal 

year: 2000: 22; Fiscal year: 2001: 21; Total: 474; Percent: 100.



Source: GAO analysis of Ex-Im Bank data.



[End of table]



Table 2: Value Financed for Fossil Fuel Projects for Loans and 

Guarantees, 1990-2001:



[See PDF for Image]



[End of table]



[End of section]



Source: GAO analysis of Ex-Im Bank data.



[End of section]



Appendix IV: Renewable Energy Sector Loans and Guarantees, 1990-2001:



Fiscal year 1990: 



Country: Venezuela; Renewable energy project type: Hydroelectric; 

Primary supplier: Harza Engineering Company; Value financed: 

20,000,000.



Country: Venezuela; Renewable energy project type: Hydroelectric; 

Primary supplier: ABB Power, Inc.; Value financed: 2,522,391.



Country: Mexico; Renewable energy project type: Hydroelectric; Primary 

supplier: Consulmex, Inc.; Value financed: 664,615.



Country: Mexico; Renewable energy project type: Hydroelectric; Primary 

supplier: Maquinaria Diesel; Value financed: 3,646,976.



Country: Algeria; Renewable energy project type: Solar; Primary 

supplier: BP Solarex; Value financed: 582,462.



Subtotal fiscal year 1990; Value financed: $27,416,444.



Fiscal year 1991:



Country: Mexico; Renewable energy project type: Geothermal; Primary 

supplier: International Drilling; Value financed: 2,600,031.



Country: Indonesia; Renewable energy project type: Solar; Primary 

supplier: Integrated Power Corporation; Value financed: 2,026,685.



Country: Philippines; Renewable energy project type: Hydroelectric; 

Primary supplier: M/G Electric, Inc.; Value financed: 1,578,620.



Subtotal fiscal year 1991; $6,205,336.



Fiscal year 1992:



Country: Philippines; Renewable energy project type: Geothermal; 

Primary supplier: Ormat, Inc.; Value financed: 29,480,700.



Country: Philippines; Renewable energy project type: Geothermal; 

Primary supplier: Ormat, Inc.; Value financed: 29,480,700.



Subtotal fiscal year 1992; Value financed: $58,961,400.



Fiscal year 1993:



Country: Mexico; Renewable energy project type: Hydroelectric; Primary 

supplier: Caterpillar, Inc.; Value financed: 5,634,013.



Country: Morocco; Renewable energy project type: Solar; Primary 

supplier: Siemens Solar Industries; Value financed: 507,957.



Country: Philippines; Renewable energy project type: Geothermal; 

Primary supplier: Geothermal Power Company, Inc.; Value financed: 

13,626,174.



Subtotal fiscal year 1993; Value financed: $19,768,144.



Fiscal year 1994:



Country: Philippines; Renewable energy project type: Geothermal; 

Primary supplier: Mid American Holdings Company; Value financed: 

191,834,859.



Country: Philippines; Renewable energy project type: Geothermal; 

Primary supplier: Mid American Holdings Company; Value financed: 

154,882,613.



Country: Russia; Renewable energy project type: Biomass; Primary 

supplier: Integrated C-E Services, Inc.; Value financed: 25,695,856.



Subtotal fiscal year 1994; Value financed: $372,413,328.



Fiscal year 1995:



Country: El Salvador; Renewable energy project type: Hydroelectric; 

Primary supplier: Sargent and Lundy, LLC; Value financed: 2,673,274.



Country: El Salvador; Renewable energy project type: Hydroelectric; 

Primary supplier: Voith Hydro, Inc.; Value financed: 2,663,537.



Country: Mexico; Renewable energy project type: Geothermal; Primary 

supplier: National-Oilwell, Inc.; Value financed: 8,554,820.



Subtotal fiscal year 1995; Value financed: $13,891,631.



Fiscal year 1996:



Country: China (mainland); Renewable energy project type: 

Hydroelectric; Primary supplier: Voith Hydro, Inc.; Value financed: 

55,843,827.



Country: China (mainland); Renewable energy project type: Wind; Primary 

supplier: Enron Wind Systems, Inc.; Value financed: 3,700,073.



Country: China (mainland); Renewable energy project type: Wind; Primary 

supplier: Enron Wind Systems, Inc.; Value financed: 3,695,400.



Country: China (mainland); Renewable energy project type: Wind; Primary 

supplier: Enron Wind Systems, Inc.; Value financed: 3,675,075.



Country: Brazil; Renewable energy project type: Solar; Primary 

supplier: BP Solarex; Value financed: 5,548,551.



Country: Philippines; Renewable energy project type: Geothermal; 

Primary supplier: Ormat, Inc.; Value financed: 48,760,205.



Subtotal fiscal year 1996; Value financed: $121,223,131.



Fiscal year 2000:



Country: Turkey; Renewable energy project type: Hydroelectric; Primary 

supplier: Kaiser Engineers & Constructors, Inc.; Value financed: 

4,254,541.



Country: Turkey; Renewable energy project type: Hydroelectric; Primary 

supplier: Washington Group International, Inc.; Value financed: 

5,405,206.



Subtotal fiscal year 2000; $9,659,747.



Fiscal year 2001:



Country: Ghana; Renewable energy project type: Solar; Primary supplier: 

Solar Outdoor Lighting, Inc.; Value financed: 5,430,935.



Country: Turkey; Renewable energy project type: Hydroelectric; Primary 

supplier: Stone and Webster International, Inc.; Value financed: 

6,328,539.



Country: Argentina; Renewable energy project type: Solar; Primary 

supplier: BP Solarex; Value financed: 753,090.



Subtotal fiscal year 2001; Value financed: $12,512,564.



Total; Value financed: $642,051,725.



Note: Values financed are presented in nominal dollars. Thus, totals 

differ from those presented in  dollars elsewhere in the 

report.



Source: GAO analysis of Ex-Im Bank data.



[End of table]



[End of section]



Appendix V: Comments from the Export-Import Bank:



September 10, 2002:



Mr. Loren Yager:

Director, International Affairs and Trade, United States General 

Accounting Office, Washington, DC 20548:



Dear Mr. Yager:



Thank you for providing the draft General Accounting Office (“GAO”) 

report entitled “Export-Import Bank: Energy Financing Trends Affected 

by Various Factors.” The Export-Import Bank of the United States (“Ex-

lm Bank” or the “Bank”) appreciates the opportunity to comment on the 

draft report.



This report was prepared in response to a request by the House of 

Representative’s Financial Services Subcommittee on International 

Monetary Policy and Trade that the GAO review and report on (i) the 

number and value of fossil fuel and renewable energy projects in recent 

years, and (ii) the reasons for increases or decreases over this time 

period. The draft report provides data on the number and value of such 

projects and concludes that various factors have affected Ex-lm Bank’s 

renewable energy financing, including world economic conditions, 

international energy consumption patterns, cost competitiveness of 

renewables, various financing and exporting challenges faced by diverse 

renewable energy suppliers (many of which challenges are outside Ex-Im 

Bank’s control), foreign government support of renewable energy 

sectors, and environmental concerns (e.g., with respect to large 

hydroelectric projects). Ex-Im Bank believes that the draft report does 

not adequately address the impact of these broad economic and market 

factors and significantly understates Ex-lm Bank’s long-standing 

commitment and efforts in support of renewable energy exports.



Ex-Im Bank’s mission is to aid in financing and to facilitate exports 

of goods and services and in so doing to contribute to the employment 

of United States workers. Consistent with its statutory mandates, Ex-Im 

Bank fulfills its mission by providing financing for creditworthy U.S. 

export transactions when private sector financing is unavailable or 
when 

Ex-Im Bank financing is necessary to level the playing field because of 

foreign export credit subsidies. As Ex-Im Bank staff stressed during 

the course of the GAO review, the Bank is a demand-driven institution 

that generally has not focused on particular industries. To maintain 
the 

flexibility to adapt to changing economic and market conditions, the 
Bank 

has developed financing products that can be used to support a wide 
range 

of U.S. exports. Despite this broad focus, Ex-Im Bank has had a 

long-standing commitment to supporting renewable energy exports.



Given that Ex-Im Bank is market-driven, it is not surprising that the 

number and volume of renewable energy projects receiving Ex-Im Bank 

support lags the Bank’s support for equipment related to fossil fuel

projects. Only five percent of total U.S. energy generation equipment 

exports involve renewable energy projects (1). The largest and fastest 

growing markets for renewable energy exports are the European Union and 

Japan, where market forces and government policies have helped foster 

demand. Ex-Im Bank financing typically is not needed in those markets. 

A number of other broad economic, technology, energy consumption, and 

cost factors affect general market trends for renewable energy exports. 

Furthermore, renewable energy projects generally tend to be much 

smaller than large dollar fossil fuel energy projects. Although the 

draft report makes some reference to market limitations that impact Ex-

Im Bank’s financing for renewable energy exports, the report does not 

adequately address these issues.



Likewise, the draft report does not, in Ex-Im Bank’s judgment, make a 

meaningful comparison between Ex-Im Bank’s support for renewable energy 

and fossil fuel exports. Renewable energy projects inherently involve 

methods of energy conversion (i.e., all Ex-Im Bank supported renewable 

energy exports are used in electricity generation). We believe, 

therefore, that in comparing the Bank’s support for renewable energy 

and fossil fuel exports, the report should have more appropriately 

compared the data on renewable energy exports to the data presented on 

Ex-Im Bank support of fossil fuel power generation projects (2).



Again, despite the factors outside of Ex-Im Bank’s control that affect 

the use of Ex-Im Bank financing for renewable energy projects, Ex-Im 

Bank has been committed to providing financing for renewable energy 

exports. The Bank’s Environmental Exports Program, which Ex-Im Bank 

initiated in 1994, provides incentives to exporters and foreign buyers 

of beneficial environmental exports, including renewable energy 
exports.

Ex-Im Bank was, and continues to be, the only export credit agency 

that has taken actions such as this initiative to support exports 

for renewable energy. Since 1995, Ex-Im Bank has supported $3 billion 

for environmentally beneficial U.S. exports and environmentally 

beneficial projects.



Ex-Im Bank also is a regular participant in Environmental Export 

Seminars sponsored by the Department of Commerce and the Department of 

Energy’s Clean Energy Technologies Exports Initiatives. One of the 

purposes of these conferences is to increase awareness of Ex-Im Bank 

and the valuable role that the Bank can play in renewable energy 

export transactions. In the past year, Ex-Im Bank Director Dan Renberg, 

who focuses on environmental issues, has participated in these export 

seminars in California, Pennsylvania, Colorado, Missouri, and New York.



This year, Ex-Im Bank established a Renewable Energy Exports Advisory 

Committee (the “Renewables Advisory Committee”). The Renewables 

Advisory Committee brings together representatives of industry, 

government, non-governmental organizations with expertise in renewable 

energy export markets, banking, and academia who will provide advice 

and recommendations to Ex-Im Bank concerning non-nuclear renewable 

energy exports. The Renewables Advisory Committee already has begun to 

explore ways to enable the Bank to support more renewable energy export 

transactions, and Ex-Im Bank considers establishing the Renewables 

Advisory Committee to be a very significant step in its efforts to 

focus more attention on the availability of Ex-Im Bank financing for 

renewable energy exports.



This September, Ex-Im Bank also is hosting two environmental export 

seminars that will focus extensively on renewable energy exports - one 

in Budapest and the other in Mexico City. Ex-Im Bank plans to host 

additional environmental finance conferences in other regions around 

the world over the next two years.



Ex-Im Bank appreciates the opportunity to comment on the draft report. 

Ex-Im Bank is confident that continuing advances in U.S. renewable 

energy technology will increase demand for renewable energy products, 

thereby creating new opportunities for Ex-Im Bank financing. Consistent 

with its statutory mandates, Ex-Im Bank will continue to work to 

promote Ex-Im Bank financing as a useful tool for exporters and 

purchasers of renewable energy exports and will report to Congress on 

its efforts.



Sincerely:



Signed By Eduardo Aguirre:



Footnotes:



(1). Department of Commerce statistics:



(2). Historically, Ex-lm Bank has collected and reported data in the 

fossil fuel energy sector in two broad categories (i) fossil fuel 

extraction, transport, and processing, and (ii) fossil fuel power 

production. This is consistent with the industrial sector 

classification schedule that generally is followed by the Government 

and the pivate sector:



[End of section]



Appendix VI: GAO Contacts and Staff Acknowledgments:



GAO Contacts:



Celia J. Thomas, (202) 512-8987

Jodi M. Prosser, (202) 512-4643:



Acknowledgments:



In addition to those named above, Nathan A. Morris, Lynn Cothern, and 

Ernie Jackson made key contributions to this report.



[End of section]



Related GAO Products:



Export Promotion: Mixed Progress in Achieving a Governmentwide Strategy 

(GAO-02-850, Sept. 4, 2002).



Export Promotion: Export-Import Bank and Treasury Differ in Their 

Approaches to Using Tied Aid (GAO-02-741, June 28, 2002).



Export Promotion: Government Agencies Should Combine Small Business 

Export Training Programs (GAO-01-1023, Sept. 21, 2001).



Renewable Energy: DOE’s Funding and Markets for Wind Energy and Solar 

Cell Technologies (GAO/RCED-99-130, May 14, 1999).



U.S. Export-Import Bank’s Asian Financial Exposure (GAO/NSIAD-98-150R, 

Apr. 17, 1998).



Export Finance: Federal Efforts to Support Working Capital Needs of 

Small Business (GAO/NSIAD-97-20, Feb. 13, 1997).



Export-Import Bank: Reauthorization Issues (GAO/T-NSIAD-97-147, Apr. 

29, 1997).



Export-Import Bank: Options for Achieving Possible Budget Reductions 

(GAO/NSIAD-97-7, Dec. 20, 1996).



Export Finance: Comparative Analysis of U.S. and European Union Export 

Credit Agencies (GAO/GGD-96-1, Oct. 24, 1995).



Export Finance: The Role of the U.S. Export-Import Bank (GAO/GGD-93-39, 

Dec. 23, 1992).



Export Promotion: Federal Efforts to Increase Exports of Renewable 

Energy Technologies (GAO/GGD-93-29, Dec. 30, 1992).



The U.S. Export-Import Bank: The Bank Provides Direct and Indirect 

Assistance to Small Businesses (GAO/GGD-92-105, Aug. 21, 1992).



FOOTNOTES



[1] Dollar values are presented in  dollars unless noted 

otherwise.



[2] Ex-Im Bank defines renewable energy to include geothermal, 

hydroelectric, biomass, wind, and solar activities. 



[3] Public Law 101-167, section 534(d), Nov. 21, 1989.



[4] Public Law 107-189, section 13, June 14, 2002.



[5] We discuss trends in insurance and working capital guarantees for 

the energy sector in appendix II.



[6] Nuclear energy projects accounted for the remaining 4 percent of 

loans and guarantees provided.



[7] In this case, application refers to the final commitment 

application. 



[8] Ex-Im Bank also financed a $29.3 million biomass project in 1994. 



[9] Some differences in the trends occur because applications received 

in one fiscal year may be financed in the subsequent year.



[10] Ex-Im Bank introduced the letter of interest in 1993 as a 

marketing tool that requires limited information from the applicant. 

Letters of interest have largely replaced the preliminary commitment 

application, which requires more extensive information and review by 

Ex-Im Bank. Neither a letter of interest nor a preliminary commitment 

is required to obtain a final commitment.



[11] Definitional differences and data limitations can yield 

significantly different estimates of international renewable energy 

use. These estimates do not include dispersed renewables (renewable 

energy consumed on the site of its production such as solar panels used 

to heat water) because of limited international data. They also do not 

include noncommercial use of renewables such as the direct use of wood 

for heating, which is a key source of energy in many developing 

countries. 



[12] U.S. shipments grew strongly during the late 1990s, primarily for 

exports to Germany and Japan. In 2000, 78 percent of U.S. photovoltaic 

shipments were exported. 



[13] These estimates are based on information from BTM Consulting, an 

international wind energy information source. 



[14] According to the data from the creditor reporting system of the 

Organization for Economic Cooperation and Development, bilateral donors 

reported official development assistance--primarily concessional loans 

that are tied, untied, or partially tied--for renewable energy projects 

of about $4 billion (in 2001 dollars) for 1996 to 2001. Hydroelectric 

projects accounted for $3.2 billion with wind projects comprising the 

next greatest share at $300 million. Other categories included in this 

calculation are geothermal, solar, wind, biomass, and an “other 

renewable power generation” category. This reporting system may not 

contain complete information, according to an Organization for Economic 

Cooperation and Development official.



[15] For information on the U.S. government and Ex-Im Bank policies 

regarding the use of tied aid, see Export Promotion: Export-Import Bank 

and Treasury Differ in Their Approaches to Using Tied Aid, GAO-02-741 

(Washington, D.C.: June 28, 2002). 



[16] Three were wind farm projects in China totaling $11.1 million in 

1996, and the other was a $5.4 million solar lighting project in Ghana 

in 2001.



[17] In response to the congressional revision of Ex-Im Bank’s charter 

in 1992, Ex-Im Bank introduced interim environmental procedures and 

guidelines in 1993. Ex-Im Bank’s environmental guidelines were revised 

in 1996 and 1998.



[18] As of August 2002, Ex-Im Bank had not denied an energy sector 

project final application because it did not meet environmental 

guidelines. A senior Ex-Im Bank official said several energy sector 

related projects have been modified as a result of the environmental 

assessment process. While some energy projects were approved for 

financing although they did not meet all of Ex-Im Bank’s environmental 

guidelines, this has not occurred since the late 1990s. 



[19] According to Ex-Im Bank officials, its domestic and international 

business development officers promote Ex-Im Bank’s financing products, 

such as loans and guarantees and insurance, at various industry trade 

shows, conferences, and seminars, and provide direct mailings to 

exporters in the United States and abroad. International business 

development officers also work with host government officials and 

foreign buyers to promote U.S. exports from all sectors.



[20] Ten U.S. government agencies are involved in export promotion 

responsibilities, with the Department of Commerce having the major 

responsibility for connecting U.S. firms with foreign buyers. 



[21] 12 USC 635(b)(1)(E)(v)(2000 ed.). Ex-Im Bank’s 2002 

reauthorization act now requires that not less than 20 percent of Ex-Im 

Bank financing be allocated to support small businesses. See Public Law 

107-189, section 7(a).



[22] Renewable energy projects automatically qualify as environmentally 

beneficial. Environmentally beneficial projects also include 

wastewater treatment projects and fossil fuel projects undertaken to 

help existing plants and facilities conform to environmental 

guidelines. The enhanced financing terms for loans and guarantees 

include coverage of local costs equal to 15 percent of the U.S. 

contract price, capitalization of interest during construction, and the 

maximum allowable repayment terms. 



[23] The 12-member committee includes representatives from renewable 

energy trade associations, U.S. renewable energy export firms that have 

used Ex-Im Bank products, an environmental nongovernmental 

organization, academia, and a financial institution.



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