Health Insurance Regulation:

National Portability Standards Would Facilitate Changing Health Plans

T-HEHS-95-205: Published: Jul 18, 1995. Publicly Released: Jul 18, 1995.

Additional Materials:


Office of Public Affairs
(202) 512-4800

GAO discussed health insurance regulation, focusing on the: (1) status of state and federal health insurance reforms; and (2) number of individuals who would be potentially affected by national portability standards. GAO noted that: (1) federal and state laws reflect steps taken to improve the portability of health insurance, but the possibility remains that an individual's coverage would be reduced when changing jobs; (2) most private health plans still require waiting periods before making people with preexisting conditions fully eligible for coverage; (3) about 21 million Americans would benefit from legislation waiving preexisting condition exclusions for individuals who have maintained continuous health care coverage; (4) as many as 4 million Americans who have been hesitant to leave their employer because of concerns about losing their health care coverage would benefit from the proposed legislation; and (5) the insurance industry's response to such reforms remains unclear, as premium increases are possible.

Sep 7, 2016

Aug 10, 2016

Jul 14, 2016

May 26, 2016

Apr 14, 2016

Apr 11, 2016

Mar 21, 2016

Feb 8, 2016

Jan 27, 2016

Nov 16, 2015

Looking for more? Browse all our products here