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Secondary Mortgage Market: Information on Underwriting and Home Loans in the Atlanta Area

RCED-91-2 Published: Nov 28, 1990. Publicly Released: Jan 02, 1991.
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Highlights

 

Pursuant to a congressional request, GAO examined home secondary mortgage lending, focusing on whether: (1) underwriting criteria of secondary market institutions and private mortgage insurers contributed to racial discrimination; and (2) statistical evidence of discrimination existed in the Atlanta, Georgia, area by home mortgage lenders that were not depository institutions.

 

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Housing
Housing programsIncome statisticsLending institutionsMortgage loansMortgage programsMortgage protection insurancePopulation statisticsRacial discriminationStatistical dataUnderwriting standards