An Economic Overview of Bank Solvency Regulation
PAD-81-25
Published: Feb 13, 1981. Publicly Released: Mar 18, 1981.
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Highlights
GAO examined the objectives, costs, and benefits of solvency regulation of financial institutions. It focused on the relationship of solvency regulation to the existing system of deposit insurance. It discussed the benefits and costs of various rules and regulations imposed to maintain bank solvency and reviewed possible alterations in the current regulatory and insurance systems.
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Topics
Bank depositsBank failuresBank managementBanking regulationCost analysisFinancial institutionsInsuranceInterest ratesDeposit insuranceMortgage market