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Medical Savings Accounts: Results From Surveys of Insurers

HEHS-99-34 Published: Dec 31, 1998. Publicly Released: Dec 31, 1998.
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Highlights

Pursuant to a legislative requirement, GAO addressed the effects of medical savings accounts (MSA) on: (1) selection, including adverse selection; (2) health costs, including any new impact on premiums of individuals with comprehensive coverage; (3) use of preventive care; (4) consumer choice; (5) the scope of coverage on high-deductible plans purchased in conjunction with such accounts; and (6) other relevant items.

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Adverse selection (Insurance)Employee medical benefitsHealth care servicesHealth insuranceHealth insurance cost controlInsurance premiumsSurveysMedical savings accountsHealth careFinancial institutions