Interstate Banking: Benefits and Risks of Removing Regulatory Restrictions
GGD-94-26
Published: Nov 02, 1993. Publicly Released: Nov 03, 1993.
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Highlights
Pursuant to a congressional request, GAO reviewed the proposed changes in interstate banking and branching laws, focusing on the: (1) impact of interstate banking on the banking industry; (2) implications of removing interstate banking and branching laws on the safety and soundness of the banking industry, the Bank Insurance Fund, and the economy; and (3) risks associated with removing interstate banking and branching laws and ways to minimize such risks.
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Bank holding companiesBank managementBanking lawBanking regulationEconomic growthEconomic policiesFederal reserve banksFinancial institutionsNational banksRegulatory agencies