Obstacles to meeting challenges: health insurance issues

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Obstacles to meeting challenges: health insurance issues

  • Insurance-related issues:

    • The presence of insurance blunts sensitivity to the price of services and results in the tendency to overconsume.
    • Adequate protection against catastrophic loss is not universally available.
    • Access to insurance that adequately pools risks is not universally available.
    • Many health care providers face rising medical malpractice insurance premiums.