Lending institutions (61 - 70 of 79 items)
Home Improvement: Weaknesses in HUD's Management and Oversight of the Title I Program
T-RCED-98-177: Published: Apr 30, 1998. Publicly Released: Apr 30, 1998.
GAO discussed certain aspects of the Department of Housing and Urban Development's (HUD) management and oversight of its loan insurance program for home improvements under Title I of the National Housing Act, focusing on: (1) the extent to which the information needed to manage the program was available to HUD; (2) the extent to which HUD was overseeing program lenders; and (3) whether HUD has any...
Native American Housing: Homeownership Opportunities on Trust Lands Are Limited
RCED-98-49: Published: Feb 24, 1998. Publicly Released: Feb 24, 1998.
Pursuant to a congressional request, GAO reviewed the homeownership opportunities for Native Americans on trust lands through private, conventional lending, focusing on: (1) the number of conventional home purchase loans private lenders made to Native Americans on trust lands; (2) the major barriers to conventional home purchase lending to Native Americans on trust lands; (3) efforts to facilitate...
Homeownership: Information on Changes in FHA's New Single-Family Appraisal Process
RCED-97-176: Published: Jul 25, 1997. Publicly Released: Jul 25, 1997.
Pursuant to a congressional request, GAO provided information on the Federal Housing Administration's (FHA) appraisal process, focusing on: (1) how appraisals of FHA-insured single-family homes were assigned before December 1994, who assigned appraisal work, and why the appraisal assignment process changed; (2) what the reactions to this change have been from the affected parties--former FHA fee p...
Homeownership: Potential Effects of Reducing FHA's Insurance Coverage for Home Mortgages
RCED-97-93: Published: May 1, 1997. Publicly Released: Jun 2, 1997.
Pursuant to a congressional request, GAO provided information on the impact of a reduction in the Federal Housing Administration's (FHA) mortgage insurance coverage on: (1) home mortgage lenders, the home mortgage market, and the types of borrowers served by FHA; (2) the financial condition of FHA's insurance fund; and (3) the Department of Housing and Urban Development's (HUD) Government National...
Housing Finance: Implications of Alternative Methods of Adjusting the Conforming Loan Limit
RCED-95-6: Published: Oct 5, 1994. Publicly Released: Oct 5, 1994.
Pursuant to a legislative requirement, GAO reviewed the methodology that the Federal National Mortgage Association (Fannie Mae) and Federal Home Loan Mortgage Corporation (Freddie Mac) uses to adjust the conforming loan limit, focusing on: (1) the effect of using alternative adjustment methods on the loan limit; (2) the implications of Fannie Mae's and Freddie Mac's decision to maintain the 1993 l...
Multifamily Housing: Status of HUD's Multifamily Loan Portfolios
RCED-94-173FS: Published: Apr 12, 1994. Publicly Released: Apr 12, 1994.
Pursuant to a congressional request, GAO reviewed the financial status of the Department of Housing and Urban Development's (HUD) multifamily insured and assigned loan portfolios, focusing on the: (1) number of current and delinquent loans; (2) ratio of loan delinquencies to the unpaid principal balances; and (3) actions that HUD has taken to resolve the delinquencies.GAO found that: (1) about 97...
Federal Agricultural Mortgage Corporation: Potential Role in the Delivery of Credit for Rural Housing
RCED-91-180: Published: Aug 7, 1991. Publicly Released: Aug 7, 1991.
Pursuant to a congressional request, GAO provided information on the: (1) Federal Agricultural Mortgage Corporation's (Farmer Mac) actions to establish a secondary market for rural housing loans, including the development of standards to govern the quality of those loans; (2) Farmer Mac's potential role in facilitating the delivery of credit for rural housing; and (3) barriers Farmer Mac may face...
Secondary Mortgage Market: Home Loans in the Atlanta Area
T-RCED-91-13: Published: Feb 28, 1991. Publicly Released: Feb 28, 1991.
GAO discussed the secondary home loan mortgage market in Atlanta, Georgia, focusing on racial discrimination in home mortgage lending. GAO noted that: (1) the combined secondary mortgage market purchases made or insured in Atlanta by the Federal National Mortgage Association (Fannie Mae), Federal Home Loan Mortgage Corporation (Freddie Mac), and Department of Housing and Urban Development (HUD) ge...
Federal Housing Administration: Monitoring of Single Family Mortgages Needs Improvement
RCED-91-11: Published: Feb 7, 1991. Publicly Released: Feb 7, 1991.
GAO reviewed the Federal Housing Administration's (FHA) Section 203(b) mortgage insurance program for single family homes, focusing on how FHA field offices monitored the processing and approval of program participant applications.GAO found that: (1) because FHA lacked a comprehensive description of monitoring program activities, GAO identified and reviewed 25 monitoring activities which FHA used...
Secondary Mortgage Market: Information on Underwriting and Home Loans in the Atlanta Area
RCED-91-2: Published: Nov 28, 1990. Publicly Released: Jan 2, 1991.
Pursuant to a congressional request, GAO examined home secondary mortgage lending, focusing on whether: (1) underwriting criteria of secondary market institutions and private mortgage insurers contributed to racial discrimination; and (2) statistical evidence of discrimination existed in the Atlanta, Georgia, area by home mortgage lenders that were not depository institutions.GAO found that: (1) u...