Housing programs (51 - 60 of 516 items) in Custom Date Range
Homeownership Preservation: Federal Efforts to Combat Foreclosure Rescue Schemes Are Under Way, but Improved Planning Elements Could Enhance Progress
GAO-10-787: Published: Jul 15, 2010. Publicly Released: Aug 16, 2010.
One of the most devastating aspects of the current financial crisis for homeowners is the prospect of losing their homes to foreclosure, and many homeowners have fallen victim to foreclosure rescue and loan modification schemes. In 2009, the administration created the Financial Fraud Enforcement Task Force (FFETF), which is led by the Department of Justice (DOJ), to combat these and other financia...
Mandate on Department of Housing and Urban Development's Alternative Credit Pilot Program
GAO-10-876R: Published: Jul 30, 2010. Publicly Released: Jul 30, 2010.
When potential borrowers apply for a mortgage loan, lenders typically use borrowers' credit scores--which are based on their credit payment histories, debt, length of credit history, new credit accounts or requests, and types of credit used--to help determine their creditworthiness. However, some borrowers have limited or no credit histories, and lenders are unable to determine their creditworthin...
Rural Homelessness: Better Collaboration by HHS and HUD Could Improve Delivery of Services in Rural Areas
GAO-10-724: Published: Jul 20, 2010. Publicly Released: Jul 20, 2010.
The Homeless Emergency Assistance and Rapid Transition to Housing (HEARTH) Act of 2009 directed GAO to conduct a broad study of homelessness in rural areas. In this report, we provide information about rural homelessness issues, based in significant part on our work in rural areas within six selected states. Specifically, the report addresses the following questions: (1) What are the characteristi...
Homelessness: A Common Vocabulary Could Help Agencies Collaborate and Collect More Consistent Data
GAO-10-702: Published: Jun 30, 2010. Publicly Released: Jun 30, 2010.
Multiple federal programs provide homelessness assistance through programs targeted to those experiencing homelessness or through mainstream programs that broadly assist low-income populations. Programs' definitions of homelessness range from including primarily people in homeless shelters or on the street to also including those living with others because of economic hardship. GAO was asked to ad...
Troubled Asset Relief Program: Further Actions Needed to Fully and Equitably Implement Foreclosure Mitigation Programs
GAO-10-634: Published: Jun 24, 2010. Publicly Released: Jun 24, 2010.
Congress created the Troubled Asset Relief Program (TARP) to, among other things, preserve homeownership and protect home values. In March 2009, the U.S. Department of the Treasury (Treasury) announced the Home Affordable Modification Program (HAMP) as its cornerstone effort to achieve these goals. This report examines (1) the extent to which HAMP servicers have treated borrowers consistently and...
Homelessness: Information on Administrative Costs for HUD's Emergency Shelter Grants Program
GAO-10-491: Published: May 20, 2010. Publicly Released: May 20, 2010.
The Homeless Emergency Assistance and Rapid Transition to Housing Act of 2009 (HEARTH Act) directed GAO to study the appropriate administrative costs of the U.S. Department of Housing and Urban Development (HUD) Emergency Shelter Grants Program (ESG)--a widely used, formula-based program that supports services to persons experiencing homelessness. This report discusses (1) for selected recipients,...
Native American Housing: GAO Survey of Tribal Housing Officials (GAO-10-373SP, February 2010), an E-supplement to GAO-10-326
GAO-10-373SP: Published: Feb 25, 2010. Publicly Released: Feb 25, 2010.
This document is an E-supplement to GAO-10-326. It presents the results of GAO's survey of tribal and tribally designated housing entity (TDHE) officials who were the recipients of Native American Housing Assistance and Self-Determination (NAHASDA) Indian Housing Block Grant (IHBG) funds in fiscal year 2008. In order to learn about these officials' experiences with and perspectives on the program,...
Native American Housing: Tribes Generally View Block Grant Program as Effective, but Tracking of Infrastructure Plans and Investments Needs Improvement
GAO-10-326: Published: Feb 25, 2010. Publicly Released: Feb 25, 2010.
The Native American Housing Assistance and Self-Determination Act of 1996 (NAHASDA) changed how the Department of Housing and Urban Development (HUD) provides housing assistance to Native Americans. Congress created NAHASDA to recognize self-determination for tribes in addressing their low-income housing needs. In NAHASDA's 2008 reauthorization, Congress asked GAO to assess the program's effective...
U.S. Department of Justice: Information on Employment Litigation, Housing and Civil Enforcement, Voting, and Special Litigation Sections' Enforcement Efforts from Fiscal Years 2001 through 2007
GAO-10-75: Published: Oct 23, 2009. Publicly Released: Dec 3, 2009.
The Civil Rights Division (Division) of the Department of Justice (DOJ) is the primary federal entity charged with enforcing federal statutes prohibiting discrimination on the basis of race, sex, disability, religion, and national origin. GAO was asked to review the Division's enforcement efforts. This report addresses the activities the Division undertook from fiscal years 2001 through 2007 to im...
Fannie Mae and Freddie Mac: Analysis of Options for Revising the Housing Enterprises' Long-term Structures
GAO-10-144T: Published: Oct 8, 2009. Publicly Released: Oct 8, 2009.
This testimony discusses the results of our recently issued report on options for restructuring two government-sponsored enterprises (GSE): Fannie Mae and Freddie Mac (enterprises). On September 6, 2008, the Federal Housing Finance Agency (FHFA) placed Fannie Mae and Freddie Mac in conservatorship out of concern that their deteriorating financial condition and potential default on $5.4 trillion in...