Insurance premiums (51 - 60 of 104 items)
Health Care in Hawaii: Implications for National Reform
HEHS-94-68: Published: Feb 11, 1994. Publicly Released: Mar 15, 1994.
Pursuant to a congressional request, GAO provided information on Hawaii's health care insurance system, focusing on the system's effect on: (1) accessibility to health services; (2) health care costs; and (3) the business community.GAO found that: (1) Hawaii has the highest level of insurance coverage of any state in the United States; (2) the percentage of Hawaiian residents that lack health insu...
Health Care Reform: Implications of Geographic Boundaries for Proposed Alliances
T-HEHS-94-108: Published: Feb 24, 1994. Publicly Released: Feb 24, 1994.
Pursuant to a congressional request, GAO discussed proposed health care reform legislation, focusing on the potential effects of health alliance boundaries. GAO noted that: (1) each legislative proposal gives states the responsibility for establishing alliance boundaries; (2) all of the bills prohibit states from subdividing metropolitan statistical areas (MSA) and permit health plans to operate a...
Medigap Insurance: Insurers' Compliance With Federal Minimum Loss Ratio Standards, 1988-91
HEHS-94-47: Published: Feb 7, 1994. Publicly Released: Feb 15, 1994.
Pursuant to a congressional request and a legislative requirement, GAO reviewed the value of Medicare supplemental insurance (Medigap) through 1994 and Medigap compliance with federal loss ratio standards, focusing on: (1) Medigap insurers' loss ratio performance during 1990 and 1991; and (2) trends in company performance from 1989 through 1991.GAO found that: (1) Medigap premiums increased more t...
Health Insurance Regulation: Wide Variation in States' Authority, Oversight, and Resources
HRD-94-26: Published: Dec 27, 1993. Publicly Released: Jan 11, 1994.
Pursuant to a congressional request, GAO provided information on how states regulate health insurance, focusing on state insurance departments': (1) role in regulating health insurance; (2) standards and regulatory responsibilities; (3) budget and staff resources; and (4) oversight activities.GAO found that: (1) although state insurance departments are responsible for overseeing health insurers an...
Health Insurance: California Public Employees' Alliance Has Reduced Recent Premium Growth
HRD-94-40: Published: Nov 22, 1993. Publicly Released: Nov 22, 1993.
Pursuant to a congressional request, GAO reviewed the effectiveness of the California Public Employees' Retirement System's (CalPERS) Health Benefits Program in controlling its members' health plan costs, focusing on the: (1) program's cost-containment record; (2) factors that contributed to its trend in premium rates; (3) impact of its cost-containment efforts on its members' benefits; and (4) ap...
Health Insurance: How Health Care Reform May Affect State Regulation
T-HRD-94-55: Published: Nov 5, 1993. Publicly Released: Nov 5, 1993.
GAO discussed states' regulation of health insurance and how proposed health care reforms could affect state health insurance regulation. GAO noted that: (1) only about 24 percent of U.S. national health expenditures are paid by state-regulated health insurers; (2) state insurance agencies commit 4 to 57 percent of their budgets to health insurance regulation; (3) many states cannot estimate the n...
Long-Term Care Insurance: High Percentage of Policyholders Drop Policies
HRD-93-129: Published: Aug 25, 1993. Publicly Released: Sep 3, 1993.
Pursuant to a congressional request, GAO reviewed consumer protection standards for long-term care insurance policyholders who allow their policies to lapse, focusing on the percentage of: (1) lapsed policies; and (2) policyholders' premiums that are paid as sales commissions.GAO found that: (1) at least 50 percent of long-term care policyholders are expected to allow their insurance policies to l...
Long-Term Care Insurance: Tax Preferences Reduce Costs More for Those in Higher Tax Brackets
GGD-93-110: Published: Jun 22, 1993. Publicly Released: Jul 23, 1993.
Pursuant to a congressional request, GAO provided information on the potential effect of applying various insurance premium proposals on long-term care insurance, focusing on how: (1) various tax incentives would affect long-term care policies, lifetime benefits, and individual costs; and (2) consumer age, tax bracket, and private or company-provided insurance would affect premiums.GAO found that:...
Retiree Health Plans: Health Benefits Not Secure Under Employer-Based System
HRD-93-125: Published: Jul 9, 1993. Publicly Released: Jul 9, 1993.
Pursuant to a congressional request, GAO provided information on private-sector employers' reductions of retiree health benefits, focusing on the: (1) type of benefit reductions; (2) impact of Financial Accounting Standard (FAS) 106; and (3) federal courts' basis for allowing employers to reduce retiree health benefits.GAO found that: (1) employers are controlling retiree health benefit costs by i...
Employer-Based Health Insurance: High Costs, Wide Variation Threaten System
HRD-92-125: Published: Sep 22, 1992. Publicly Released: Oct 28, 1992.
Pursuant to a congressional request, GAO provided information on business health insurance cost burdens and employers that are particularly vulnerable to the escalation of health insurance costs, focusing on: (1) various employers' health benefits costs; and (2) factors contributing to the cost differences among employers.GAO found that: (1) from 1987 to 1990, business health spending has grown at...