Employee medical benefits (11 - 20 of 119 items)
Health Savings Accounts: Early Enrollee Experiences with Accounts and Eligible Health Plans
GAO-06-1133T: Published: Sep 26, 2006. Publicly Released: Sep 26, 2006.
Health savings accounts (HSA) and the high-deductible health insurance plans that are eligible to be coupled with them are a new type of consumer-directed health plan attracting interest among employers and consumers. HSA-eligible plans constitute a small but growing share of the private insurance market, and the novel structure of the plans has raised questions about how they could affect enrolle...
Consumer-Directed Health Plans: Early Enrollee Experiences with Health Savings Accounts and Eligible Health Plans
GAO-06-798: Published: Aug 9, 2006. Publicly Released: Sep 8, 2006.
Health savings accounts (HSA) and the high-deductible health insurance plans that are eligible to be coupled with them are a new type of consumer-directed health plan attracting interest among employers and consumers. Employers and plan enrollees may contribute to tax-advantaged HSAs, and enrollees can use the accounts to pay for health care expenses. Because HSAs and HSA-eligible plans are new, t...
Consumer-Directed Health Plans: Small but Growing Enrollment Fueled by Rising Cost of Health Care Coverage
GAO-06-514: Published: Apr 28, 2006. Publicly Released: May 30, 2006.
Insurance carriers, employers, and individuals are showing increasing interest in consumer-directed health plans (CDHP). CDHPs typically combine a high-deductible health plan with a health reimbursement arrangement (HRA) or health savings account (HSA). HRAs and HSAs are tax-advantaged accounts used to pay enrollees' health care expenses, and unused balances may accrue for future use, potentially...
Employee Compensation: Employer Spending on Benefits Has Grown Faster Than Wages, Due Largely to Rising Costs for Health Insurance and Retirement Benefits
GAO-06-285: Published: Feb 24, 2006. Publicly Released: Feb 24, 2006.
Because most workers rely primarily on their employers to provide both wages and benefits as part of a total compensation package, the trends in the costs and availability of employer-sponsored compensation have a significant bearing on workers' well-being. Through tax preferences and payroll taxes, federal government policy also has a bearing on employees' access to benefits and on the costs carr...
Private Health Insurance: Number and Market Share of Carriers in the Small Group Health Insurance Market in 2004
GAO-06-155R: Published: Oct 13, 2005. Publicly Released: Nov 4, 2005.
As a follow-up to our 2002 report on the competitiveness of the small group health insurance market, Congress requested updated information on each state and the District of Columbia. Specifically, Congress asked us to identify--for each state--the number of carriers licensed in the small group market, the largest carriers, and their market share.In summary, the median number of licensed carriers...
Retiree Health Benefits: Options for Employment-Based Prescription Drug Benefits under the Medicare Modernization Act
GAO-05-205: Published: Feb 14, 2005. Publicly Released: Feb 14, 2005.
The Medicare Prescription Drug, Improvement, and Modernization Act of 2003 (MMA) created a prescription drug benefit for beneficiaries, called Medicare part D, beginning in January 2006. The MMA included incentives for sponsors of employment-based retiree health plans to offer prescription drug benefits to Medicare-eligible retirees, such as a federal subsidy when sponsors provide benefits meeting...
Private Health Insurance: Coverage of Key Colorectal Cancer Screening Tests is Common but Not Universal
GAO-04-713: Published: Jun 17, 2004. Publicly Released: Jul 19, 2004.
Colorectal cancer is the second leading cause of cancer deaths in the United States. Its mortality can be reduced through early detection and treatment. Four key tests are used to detect the cancer--fecal occult blood test (FOBT), flexible sigmoidoscopy, double-contrast barium enema (DCBE), and colonoscopy. Private health insurance plans generally cover these tests to diagnose cancer; however, the...
Private Health Insurance: Federal and State Requirements Affecting Coverage Offered by Small Business
GAO-03-1133: Published: Sep 30, 2003. Publicly Released: Oct 2, 2003.
Most employees in the U.S. have health coverage through employers. Small businesses with fewer than 50 employees, however, are less likely to offer coverage than larger businesses. Many say they cannot afford it. When they do provide coverage, small businesses typically purchase insurance policies, while larger businesses are more likely to use their own funds to pay for some of their employees' h...
Federal Employees' Health Plans: Premium Growth and OPM's Role in Negotiating Benefits
GAO-03-236: Published: Dec 31, 2002. Publicly Released: Jan 31, 2003.
Federal employees' health insurance premiums have increased at double-digit rates for 3 consecutive years. GAO was asked to examine how the Federal Employees Health Benefits Program's (FEHBP) premium trends compared to those of other large purchasers of employer-sponsored health insurance, factors contributing to FEHBP's premium growth, and steps the Office of Personnel Management (OPM) takes to h...
Retiree Health Benefits: Examples of Employer-Reported Obligations in Selected Industries
GAO-02-639R: Published: Apr 29, 2002. Publicly Released: May 29, 2002.
In addition to providing an overview of a company's business operations, the annual reports submitted to the Securities and Exchange Commission present important information on an employer's estimated obligations for postemployment benefits, including retiree health benefits. However, the assumption used to estimate obligations for postemployment benefits vary across companies and are not comparab...