Lending institutions (51 - 56 of 56 items)
Difficulties in Evaluating the Effectiveness of the Community Reinvestment Act of 1977
OCE-86-1: Published: Nov 4, 1985. Publicly Released: Nov 4, 1985.
In response to a congressional request, GAO tried to perform an evaluation of the effectiveness, economic efficiency, and equity of the Community Reinvestment Act (CRA).GAO obtained some information on regulatory actions taken by the agencies responsible for CRA implementation and enforcement; however, it found it impossible to conduct a reliable evaluation of the CRA economic impact. GAO found th...
Supervisory Examinations of International Banking Facilities Need To Be Improved
GGD-84-65: Published: Sep 20, 1984. Publicly Released: Sep 20, 1984.
GAO reviewed examinations of international banking facilities (IBF) conducted by federal bank regulatory agencies to determine if the examinations are adequate to ensure compliance with restrictions imposed on IBF activities. The group of regulatory agencies is comprised of the Office of the Comptroller of the Currency (OCC), the Federal Deposit Insurance Corporation (FDIC), and the Federal Reserv...
Comments on Draft Report on Bank Regulatory Agencies
B-173761: Published: Jan 4, 1977. Publicly Released: Sep 27, 1983.
No summary is currently available...
Issues To Be Considered While Debating Interstate Bank Branching
GGD-82-36: Published: Apr 9, 1982. Publicly Released: Apr 9, 1982.
GAO reviewed the Federal bank regulators' processing of commercial banks' applications to establish branches.GAO found that intrastate branching of national and State banks is essentially a State law matter. The Federal and State laws combine to limit branching within a State's boundaries. Assuming that any adopted form of interstate branching would involve some sort of Federal regulatory review,...
Federal Supervision of Bank Holding Companies Needs Better, More Formalized Coordination
GGD-80-20: Published: Feb 12, 1980. Publicly Released: Feb 12, 1980.
Bank holding companies control banks with three-fourths of the Nation's assets. In the past holding company affiliations have contributed to some bank failures. Current Federal laws divide the authority for supervising holding companies and their subsidiary banks among three Federal agencies hindering the agencies' abilities to effectively supervise these financial institutions. The Comptroller of...
Actions Taken by Bank Regulatory Agencies To Improve Their Financial Disclosure Systems
FPCD-78-54: Published: Jul 14, 1978. Publicly Released: Jul 14, 1978.
The Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation (FDIC), and the Board of Governors of the Federal Reserve System have taken significant action to implement GAO recommendations for improvement of their financial disclosure systems. Investigation of the FDIC regulations concerning outside employment practices by agency attorneys showed that although it has co...