Student loans (31 - 40 of 95 items)
Student Loans: Direct Loan Default Rates
GAO-01-68: Published: Oct 17, 2000. Publicly Released: Nov 16, 2000.
This report focuses on the default rate for student loans. Two major federal student loan programs, the Federal Direct Loan Program (FDLP) and the Federal Family Education Loan Program (FFELP), together provided student borrowers with about 9 million loans totaling about $42.9 billion in fiscal year 1999. The most recent student loan default rate statistics for schools showed that, overall, the di...
Direct Student Loans: Legality of Regulations Authorizing Origination Fee Reduction
B-283717: Published: Sep 29, 1999. Publicly Released: Sep 29, 1999.
GAO commented on the legality of recent regulations authorizing the reduction of the origination fee charged in the William D. Ford Federal Direct Student Loan Program. In GAO's view, the regulations conflict with a statutory requirement that the Department of Education charge a 4 percent origination fee for loans made under the Direct Loan Program...
Competitive Financing Mechanisms: Auctions Used by Federal Agencies
HEHS-99-57R: Published: Feb 24, 1999. Publicly Released: Feb 24, 1999.
Pursuant to a congressional request, GAO reviewed the auctions federal agencies currently use to award rights or sell assets and the way in which they differ.GAO noted that: (1) GAO identified 31 auctions that federal agencies use to sell assets such as rights to conduct certain activities, financial assets, real estate, and consumer goods; (2) GAO classified 12 of the 31 as auctions for specializ...
Education and Employment Issue Area: Active Assignments
AA-98-13(3): Published: Aug 1, 1998. Publicly Released: Aug 1, 1998.
GAO provided information on its active assignments in the Education and Employment issue area as of August 17, 1998...
Student Loans: Effect of Including Certain Types of Loans in Calculating Schools' Default Rates
HEHS-98-135R: Published: Apr 17, 1998. Publicly Released: Apr 17, 1998.
Pursuant to a congressional request, GAO provided information on the formula specified in the Higher Education Act of 1965 for calculating schools' student loan cohort default rates, focusing on the effect on schools' default rates of including loans in deferment or forbearance in the denominator of the formula.GAO noted that: (1) students may delay repaying their loans by obtaining a deferment or...
Student Loans: Characteristics of Students and Default Rates at Historically Black Colleges and Universities
HEHS-98-90: Published: Apr 9, 1998. Publicly Released: Apr 9, 1998.
Pursuant to a congressional request, GAO reviewed several issues regarding default rates at historically black colleges and universities (HBCU), focusing on: (1) a comparison of freshman students at HBCUs with those at all colleges and universities in terms of the academic and socioeconomic characteristics that have been linked to student loan defaults; (2) differences in socioeconomic characteris...
Student Loans: Limited Information Is Available to Determine How Students' College Debt Affects Their School and Lifestyle Decisions
HEHS-98-97R: Published: Mar 25, 1998. Publicly Released: Mar 25, 1998.
Pursuant to a congressional request, GAO reviewed the availability of information on the extent to which students' debt or anticipated debt affected: (1) students' choices about whether and where to enroll in college or whether or how much to borrow in order to attend; (2) the length of time it took baccalaureate graduates to earn their degree and their choices regarding graduate school and employ...
Higher Education: Students Have Increased Borrowing and Working to Help Pay Higher Tuitions
HEHS-98-63: Published: Feb 18, 1998. Publicly Released: Feb 18, 1998.
Pursuant to a congressional request, GAO provided information on: (1) the changes that have occurred in recent years in the percentage of undergraduate and graduate/professional students who borrow and in the cumulative amount of their borrowing; (2) the changes that have occurred in the percentage of undergraduate and graduate/professional students who work and the number of hours they work; (3)...
Proprietary Schools: Analysis of Comments Received From an Association of Schools
HEHS-98-12R: Published: Oct 10, 1997. Publicly Released: Oct 10, 1997.
Pursuant to a congressional request, GAO responded to the President of the American Association of Cosmetology Schools' (AACS) comments about certain findings in GAO's report on federal student financial aid being spent to train proprietary school students for oversupplied occupations.GAO noted that: (1) GAO reviewed AACS' comments and considered them in the context of GAO's work; (2) GAO does not...
Direct Student Loans: Analyses of Borrowers' Use of the Income Contingent Repayment Option
HEHS-97-155: Published: Aug 21, 1997. Publicly Released: Aug 21, 1997.
Pursuant to a congressional request, GAO reviewed borrowers' use of the William D. Ford Federal Direct Loan Program's (FDLP) income contingent repayment (ICR) plan, focusing on: (1) the extent to which borrowers are using ICR compared with other repayment plans available under FDLP; (2) how loan delinquencies and defaults under ICR compare with delinquencies and defaults under other FDLP repayment...