Student loans (101 - 110 of 210 items)
Direct Student Loans: Selected Characteristics of Participating Schools
T-HEHS-95-123: Published: Mar 30, 1995. Publicly Released: Mar 30, 1995.
GAO discussed the Federal Direct Student Loan Program. GAO noted that: (1) 102 postsecondary schools are participating in the first year of the program; (2) 59 of the 102 schools are making the direct loans themselves while the other schools use alternative originators to make direct loans to their students; (3) the schools are very satisfied with the program; (4) the program enables students to r...
Higher Education: Restructuring Student Aid Could Reduce Low-Income Student Dropout Rate
HEHS-95-48: Published: Mar 23, 1995. Publicly Released: Mar 23, 1995.
Pursuant to a congressional request, GAO reviewed how student financial aid affects low-income students' dropout rates, focusing on whether: (1) the timing of loan and grant aid influences students' dropout rates; and (2) restructuring federal grant programs could improve low-income students' dropout rates.GAO found that: (1) grants and loans do not have the same effects on reducing low-income col...
Guaranteed Student Loans: Actions to Ensure Continued Student Access to Subsidized Loans
HEHS-95-64: Published: Feb 24, 1995. Publicly Released: Feb 24, 1995.
Pursuant to a congressional request, GAO reviewed how recent legislative changes have affected the availability of federally subsidized Stafford student loans, focusing on: (1) the arrangements guaranty agencies have to provide loans to eligible borrowers; and (2) Department of Education efforts to ensure continued student access to subsidized Stafford loans.GAO found that: (1) eligible students w...
GAO Education Products
HEHS-95-72R: Published: Feb 3, 1995. Publicly Released: Feb 3, 1995.
Pursuant to a congressional request, GAO summarized its written products on the Department of Education's program activities from January 1990 to February 1995, focusing on selected budgetary categories, including: (1) education reform; (2) elementary and secondary education; (3) bilingual education and minority languages affairs; (4) special education and rehabilitative services; (5) vocational a...
High Risk Series: Student Financial Aid
HR-95-10: Published: Feb 1, 1995. Publicly Released: Feb 1, 1995.
GAO reviewed the problems that affect the Department of Education's student financial aid programs.GAO found that: (1) in 1992, the federal government paid $2.6 billion to support its guaranteed student loan program; (2) the reasons for the government's student loan liability include the complex loan structure, the lack of incentives to prevent loan defaults, financial risks for lenders and state...
Department of Education: Opportunities to Realize Savings
T-HEHS-95-56: Published: Jan 18, 1995. Publicly Released: Jan 18, 1995.
GAO discussed proposed Department of Education budget reductions and rescissions. GAO noted that: (1) Congress should consider terminating 21 programs that Education proposed for elimination because they were duplicative, their purposes were already achieved, or they would be more appropriately funded through nonfederal sources; (2) according to Education, termination of the 21 programs would be c...
Pell Grant Costs
HEHS-94-215R: Published: Sep 28, 1994. Publicly Released: Sep 28, 1994.
Pursuant to a congressional request, GAO provided information on cost trends in the Department of Education's Pell Grant Program, focusing on: (1) patterns in Pell grant funding; and (2) the incremental budgetary cost of various features of the Pell Grant Program. GAO noted that: (1) Pell grant expenditures have increased in most years since 1979; (2) many applicants previously eligible for Pell g...
GSEs: Implications of Removing State and Local Tax Exemption
T-GGD-94-182: Published: Jul 14, 1994. Publicly Released: Jul 14, 1994.
Pursuant to a congressional request, GAO discussed the: (1) basis for exempting government-sponsored enterprises (GSE) from state and local taxation; and (2) implications of removing the exemption. GAO noted that: (1) the Supreme Court has held that federally chartered and supervised corporations are exempt from local and state taxation under the Constitution's supremacy clause except where Congre...
Higher Education: Grants Effective at Increasing Minorities' Chances of Graduating
T-HEHS-94-168: Published: May 17, 1994. Publicly Released: May 17, 1994.
GAO discussed the relationship between changes in student financial aid and low-income student persistence in pursuing higher education. GAO noted that: (1) federal grant aid has not kept pace with increases in college tuitions; (2) minorities could be disproportionately and adversely affected by decreased grant aid despite college efforts to recruit and retain them; (3) additional grant aid could...
Default Rates at HBCUs
HEHS-94-97R: Published: Mar 9, 1994. Publicly Released: Mar 9, 1994.
Pursuant to a congressional request, GAO provided information on federally guaranteed student loan default rates at historically black colleges and universities (HBCU), focusing on: (1) how current HBCU cohort default rates compare with prior year default rates; (2) the number of HBCU that could lose their Federal Family Education Loan (FFEL) eligibility or be subject to a state review; and (3) th...