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Lending institutions (31 - 37 of 37 items)
SBA's 7(a) Loan Guarantee Program: An Assessment of Its Role in the Financial Market
RCED-83-96: Published: Apr 25, 1983. Publicly Released: Apr 25, 1983.
GAO reviewed the role of the Small Business Administration's (SBA) 7(a) Loan Guarantee Program in assisting small businesses.GAO sent questionnaires to lenders participating in the program to determine what role the SBA guarantee plays in their small business lending practices. GAO found that the SBA guarantee is an important factor in a bank's decision to lend to new businesses and businesses wit...
Better Management of Collateral Can Reduce Losses in SBA's Major Loan Program
CED-81-123: Published: Jul 17, 1981. Publicly Released: Jul 17, 1981.
The 7(a) loan program of the Small Business Administration (SBA) makes or guarantees loans to small businesses that are unable to obtain financial assistance from other sources such as private lending institutions. In recent years, the 7(a) program has experienced increasing losses. As of April 1981, 14.4 percent of the outstanding loans were delinquent or in liquidation. As loans face possible li...
SBA's Pilot Programs To Improve Guaranty Loan Procedures Need Further Development
CED-81-25: Published: Feb 2, 1981. Publicly Released: Feb 2, 1981.
The 7(a) business loan program is the principal activity of the Small Business Administration (SBA) for providing financial assistance to small businesses. SBA makes loans to small businesses and guarantees loans made by others. In recent years, the program has emphasized guaranty loans whereby SBA guarantees the repayment of loans made to small businesses by private lending institutions. The majo...
SBA's 7(a) Loan Program
110385: Sep 18, 1979
The total portfolio for the Small Business Administration's (SBA) 7(a) loan program is about $6.8 billion, consisting of guaranteed, immediate participation, and direct loans. A GAO report discussed problems in the 7(a) loan program and stressed the need for management attention. A recent follow-up report pointed out that much of the corrective action which the SBA promised to take concerning loan...
Review of Alleged Racial Discrimination by the SBA St. Louis District Office
CED-78-115: Published: May 22, 1978. Publicly Released: May 22, 1978.
The Small Business Administration (SBA) investigated alleged racial discrimination against black small businessmen by the SBA St. Louis district office. The investigation was conducted to determine whether 18 individuals had been discriminated against by the St. Louis district office in such areas as loan processing, loan servicing, and management assistance. The investigators interviewed 14 of th...
Interest Rates Charged by Private Lending Institutions on Small Business Loans
B-149685: Published: Dec 7, 1973. Publicly Released: Dec 7, 1973.
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