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Lending institutions (21 - 30 of 37 items)
Small Business Administration: Inadequate Oversight of Capital Management Services, Inc.--an SSBIC
OSI-94-23: Published: Mar 21, 1994. Publicly Released: Mar 21, 1994.
Pursuant to a congressional request, GAO reviewed the operations of a Small Business Administration (SBA) licensee, focusing on: (1) SBA regulation and oversight of the licensee's operations; (2) the licensee's compliance with SBA regulations in determining the eligibility of the firms it financed and whether its operations were business-like; and (3) the financing provided to an individual and tw...
Bank Regulation: Regulatory Impediments to Small Business Lending Should Be Removed
GGD-93-121: Published: Sep 7, 1993. Publicly Released: Sep 7, 1993.
GAO provided information on small business bank credit and the impact that regulations have on its availability, focusing on whether regulations on small business lending can be safely reduced.GAO found that: (1) bankers have become more conservative in small business lending because of economic considerations; (2) regulatory burdens related to real estate collateral and appraisal requirements hav...
Small Business: Financial Health of Small Business Investment Companies
RCED-93-51: Published: May 5, 1993. Publicly Released: May 5, 1993.
Pursuant to a congressional request, GAO reviewed: (1) the reasons for small business investment companies' (SBIC) liquidations between January 1986 and March 1991; (2) active and liquidated SBIC financial performances; and (3) the statistical correlation of key SBIC characteristics and investments with their liquidations and financial performance.GAO found that: (1) most SBIC are liquidated for p...
SBA's Refinancing of Loans in New England
RCED-93-112R: Published: Mar 8, 1993. Publicly Released: Apr 9, 1993.
Pursuant to a congressional request, GAO analyzed the Small Business Administration's (SBA) New England Lending and Recovery Project, focusing on: (1) whether SBA had expanded the Project to states beyond New Hampshire; (2) how many employees SBA assigned to the Project from other SBA offices and at what cost; (3) how many additional people SBA hired and assigned to the Project; and (4) how many l...
Small Business: Analysis of SBA's Preferred Lenders Program
RCED-92-124: Published: May 15, 1992. Publicly Released: Jun 15, 1992.
Pursuant to a congressional request, GAO reviewed the Small Business Administration's (SBA) Preferred Lenders Program, focusing on: (1) preliminary program results; (2) characteristics of preferred loans compared with other SBA-guaranteed business loans; (3) the geographic distribution of preferred loans; and (4) independent audit determinations of preferred lenders' compliance with SBA regulation...
The Small Business Administration's Secondary Market Process
123558: Mar 6, 1984
GAO discussed the Small Business Administration's (SBA) 7(a) loan guarantee program and the SBA role in the secondary market for guaranteed loans. In the secondary market, lending institutions gain an immediate return on guaranteed loans to small businesses by selling the guaranteed portions of loans to other investors. GAO believes that the secondary market can benefit small businesses by: (1) in...
Eligibility of Small Business Investment Companies To Participate as Nonguaranteed Lenders in Loan Programs Administered by the Farmers Home Administration
B-149685: Published: Apr 27, 1978. Publicly Released: Jan 10, 1984.
No summary is currently available...
Small Business Administration's Refusal To Purchase a Guaranteed Loan
B-181432: Published: Jul 7, 1978. Publicly Released: Jan 3, 1984.
No summary is currently available...
Survey of the Small Business Administration's Accounting for Loan Guaranty Fees
AFMD-82-79: Published: May 14, 1982. Publicly Released: Dec 21, 1983.
GAO surveyed the Small Business Administration's (SBA) Loan Accounting System, which processes loan guarantee fees.The survey showed that information in the Loan Accounting System was not accurate. The system carried over $2 million in delinquent guaranty fees, but a review showed that the fees had already been paid or that they were no longer applicable because the related loans had been cancelle...
SBA's Certified Lenders Program Falls Short of Expectations
RCED-83-99: Published: Jun 7, 1983. Publicly Released: Jun 7, 1983.
GAO evaluated the effectiveness of the Small Business Administration's (SBA) efforts to streamline its loan delivery system by involving private lenders in the credit check process through the Certified Lenders Program (CLP). GAO also commented on whether SBA experience under the CLP warranted further delegation of authority to lenders under the Preferred Lenders Program (PLP).GAO stated that SBA...