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Government guaranteed loans (31 - 36 of 36 items)
Survey of the Small Business Administration's Accounting for Loan Guaranty Fees
AFMD-82-79: Published: May 14, 1982. Publicly Released: Dec 21, 1983.
GAO surveyed the Small Business Administration's (SBA) Loan Accounting System, which processes loan guarantee fees.The survey showed that information in the Loan Accounting System was not accurate. The system carried over $2 million in delinquent guaranty fees, but a review showed that the fees had already been paid or that they were no longer applicable because the related loans had been cancelle...
SBA's 7(a) Loan Guarantee Program: An Assessment of Its Role in the Financial Market
RCED-83-96: Published: Apr 25, 1983. Publicly Released: Apr 25, 1983.
GAO reviewed the role of the Small Business Administration's (SBA) 7(a) Loan Guarantee Program in assisting small businesses.GAO sent questionnaires to lenders participating in the program to determine what role the SBA guarantee plays in their small business lending practices. GAO found that the SBA guarantee is an important factor in a bank's decision to lend to new businesses and businesses wit...
SBA Franchise Loans: Risk of Loss Can Be Reduced and Program Effectiveness Improved
115255: May 19, 1981
GAO reviewed 92 loans in 10 of the Small Business Administration's (SBA) field offices. Seventy-eight of the loans were guaranteed and 14 were direct loans, most of which were made to automobile dealers, gasoline stations, and fast food franchises. The SBA risk of loss or share of the outstanding franchise loan balances totaled about $548 million. SBA unnecessarily bore most of the risk on these l...
SBA's Pilot Programs To Improve Guaranty Loan Procedures Need Further Development
CED-81-25: Published: Feb 2, 1981. Publicly Released: Feb 2, 1981.
The 7(a) business loan program is the principal activity of the Small Business Administration (SBA) for providing financial assistance to small businesses. SBA makes loans to small businesses and guarantees loans made by others. In recent years, the program has emphasized guaranty loans whereby SBA guarantees the repayment of loans made to small businesses by private lending institutions. The majo...
The Small Business Investment Company Program: Who Does It Benefit? Is Continued Federal Participation Warranted?
CED-78-45: Published: Mar 3, 1978. Publicly Released: Apr 3, 1978.
The Small Business Investment Company (SBIC) program was intended to stimulate and supplement the flow of private-equity capital and long-term loans to small businesses (independently operated, generally with assets not exceeding $9 million) for growth, expansion, and modernization. The government makes long-term loans to SBICs which are regulated and licensed by the Small Business Administration...