Small business loans (91 - 100 of 117 items)
Small Business Administration Franchise Loans: Risk of Loss Can Be Reduced and Program Effectiveness Improved
CED-80-47: Published: Apr 11, 1980. Publicly Released: Oct 27, 1980.
A review was undertaken of the Small Business Administration's (SBA) franchise loan policies and practices. As of April 1979, SBA had made or guaranteed about 16,400 loans totaling about $1 billion to franchise businesses. However, as of September 1978, the risk of loss by SBA on franchise loans was about $548 million. Moreover, most of SBA franchise business loans have been made under its princip...
Request for Reconsideration
B-195351.2: Published: Apr 30, 1980. Publicly Released: Apr 30, 1980.
No summary is currently available...
Farmers Home Administration and Small Business Administration Natural Disaster Loan Programs: Budget Implications and Beneficiaries
CED-79-111: Published: Aug 6, 1979. Publicly Released: Sep 19, 1979.
The Small Business Administration (SBA) disaster assistance loan volume increased from $200 million in 1977 to $2.5 billion during fiscal 1978, while Farmers Home Administration (FmHA) disaster assistance loans increased from $1.2 billion to $3.4 billion for the same period. The increase caused a severe impact on the SBA budget, but had little impact on the FmHA budget. Because a uniform factor fo...
SBA's 7(a) Loan Program
110385: Sep 18, 1979
The total portfolio for the Small Business Administration's (SBA) 7(a) loan program is about $6.8 billion, consisting of guaranteed, immediate participation, and direct loans. A GAO report discussed problems in the 7(a) loan program and stressed the need for management attention. A recent follow-up report pointed out that much of the corrective action which the SBA promised to take concerning loan...
Efforts To Improve Management of the Small Business Administration Have Been Unsatisfactory--More Aggressive Action Needed
CED-79-103: Published: Aug 21, 1979. Publicly Released: Aug 21, 1979.
The Small Business Administration (SBA) has been unsuccessful in carrying out many GAO recommendations to correct problems in its programs and activities. Key programs and activities dealing with personnel, financial, and management control functions of the agency continue to need improvement.SBA continues to produce unsound loans under the business loan program because its approval and servicing...
Size Standards for Small Businesses
109847: Jul 10, 1979
The Small Business Administration (SBA) uses size standards to determibility for Federal Small Business Assistance programs, but many of the size standards do not direct assistance to the target group of businesses which are "struggling to become or remain competitive." It was found that the standands often define as small a high percentage of industry firms controlling most of an industry's sales...
Occupational Safety and Health Loan Programs
HRD-79-82: Published: Jun 6, 1979. Publicly Released: Jun 6, 1979.
The occupational safety and health loan program as administered by the Small Business Administration (SBA) in cooperation with the Department of Labor's Occupational Safety and Health Administration (OSHA) is to help small businesses comply with mandated occupational safety and health standards. A review of the loan program showed that few loans have been made.No assurance exists that loans are be...
What Is a Small Business? The Small Business Administration Needs To Reexamine Its Answer
CED-78-149: Published: Aug 9, 1978. Publicly Released: Sep 1, 1978.
The Small Business Administration's (SBA) size standards define which businesses are small and, therefore, eligible for federal small business assistance programs. SBA regulations state that, since smaller concerns often are forced to compete with middle-sized, as compared with very large, concerns, size standards should be established as low as is reasonably possible. Also, these standards should...
Review of Alleged Racial Discrimination by the SBA St. Louis District Office
CED-78-115: Published: May 22, 1978. Publicly Released: May 22, 1978.
The Small Business Administration (SBA) investigated alleged racial discrimination against black small businessmen by the SBA St. Louis district office. The investigation was conducted to determine whether 18 individuals had been discriminated against by the St. Louis district office in such areas as loan processing, loan servicing, and management assistance. The investigators interviewed 14 of th...
Small Business Administration's Small Business Investment Company Program
105635: May 8, 1978
The Small Business Administration's (SBA) Small Business Investment Company (SBIC) Program was intended to stimulate and supplement the flow of private-equity capital and long-term loans to small business. SBIC's are privately operated investment companies that are authorized to make equity investments in small businesses. In spite of the Federal Government's large financial commitment to the prog...