Private sector (21 - 30 of 111 items)
Business-Owned Life Insurance: More Data Could Be Useful in Making Tax Policy Decisions
GAO-04-303: Published: May 13, 2004. Publicly Released: May 13, 2004.
Business-owned life insurance is permanent insurance held by employers on the lives of their employees, and the employer is the beneficiary of these policies. Its attractive features, common to all permanent life insurance, generally include both tax-deferred accumulation of earnings on the policies' cash value and tax-free receipt of the death benefit. Legislators have expressed concerns about th...
Regulatory Programs: Opportunities to Enhance Oversight of the Real Estate Appraisal Industry
GAO-04-580T: Published: Mar 24, 2004. Publicly Released: Mar 24, 2004.
The appraisal and mortgage lending industry has changed dramatically since the passage of Title XI of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989. Some have concluded that the problems Title XI was intended to address--the risk to the federal deposit insurance funds and the lack of uniform standards and qualifications--no longer exist. This statement is based on GAO's...
Small Business Administration: Management Practices Have Improved for the Women's Business Center Program
GAO-01-791R: Published: Jun 13, 2001. Publicly Released: Jun 13, 2001.
This report evaluates how the Small Business Administration (SBA) has managed its Women's Business Center Program. GAO found that the two offices that run the program--the Office of WOmen's Business Ownership (program office) and the Office of Procurement and Grants (grants office)--have addressed the weaknesses cited in GAO's 1999 report. For example, files from the program office that GAO review...
Evaluation of Steps Taken to Address the Problem of Unpaid Arbitration Awards
GAO-01-654R: Published: Apr 27, 2001. Publicly Released: May 8, 2001.
The Securities and Exchange Commission (SEC) and securities self-regulatory organizations have taken actions that should help reduce the occurrence of unpaid arbitration awards. However, more time is needed to assess the effectiveness of the actions taken to date. Although recent data suggest that the percentage of unpaid awards has decreased, this data was limited to a very short time span. That...
Small Business Administration: Enhancements Needed for Loan Monitoring System Benchmark Study
AIMD-99-165: Published: May 14, 1999. Publicly Released: May 14, 1999.
Pursuant to a congressional request, GAO reviewed a benchmark study conducted by a contractor comparing the Small Business Administration's (SBA) loan monitoring business processes to those of selected public and private sector organizations.GAO noted that: (1) the benchmark study was an important first step in SBA's efforts to develop a loan monitoring system; (2) it identified wide gaps between...
FCC: Development of Technical and Spectrum Requirements for Meeting Public Safety Agency Communication Requirements Through 2010, Establishment of Rules and Requirements for Priority Access Service
OGC-99-14: Published: Nov 16, 1998. Publicly Released: Nov 16, 1998.
Pursuant to a legislative requirement, GAO reviewed the Federal Communications Commission's (FCC) new rule on the development of technical and spectrum requirements for meeting federal, state, and local public safety agency communication requirements through the year 2010. GAO noted that: (1) the rule would establish a band plan and adopt service rules to begin the process of assigning licenses fo...
FCC: Installment Payment Financing for Personal Communications Services Licensees
OGC-99-3: Published: Oct 2, 1998. Publicly Released: Oct 2, 1998.
Pursuant to a legislative requirement, GAO reviewed the Federal Communications Commission's (FCC) new rule on installment payment financing for personal communications services licensees. GAO noted that: (1) the rule would set forth procedures that will govern reauctions of C block spectrum surrendered to FCC as well as any other C block spectrum available for reauction; and (2) FCC complied with...
FCC: Geographic Partitioning and Spectrum Disaggregation for the 220-222 MHz Service
OGC-98-77: Published: Sep 29, 1998. Publicly Released: Sep 29, 1998.
Pursuant to a legislative requirement, GAO reviewed the Federal Communications Commission's (FCC) new rule on the geographic partitioning and spectrum disaggregation for the 220-222 megahertz (MHz) service. GAO noted that: (1) the rule would amend the FCC's rules to allow the holders of licenses in the 220-222 MHz band to partition their licensed geographic area and disaggregate their licensed spe...
FCC: Implementation of Competitive Bidding for Commercial Broadcast and Instructional Television Fixed Service Licenses
OGC-98-76: Published: Sep 28, 1998. Publicly Released: Sep 28, 1998.
Pursuant to a legislative requirement, GAO reviewed the Federal Communications Commission's (FCC) new rule on the implementation of competitive bidding for commercial broadcast and instructional television fixed service licenses. GAO noted that: (1) the rule would adopt procedures for auctioning pending and future mutually exclusive applications for construction permits in the various commercial b...
Credit Cards: Intragovernmental Transfers and Related Concerns
GGD-98-179R: Published: Aug 17, 1998. Publicly Released: Aug 17, 1998.
Pursuant to a congressional request, GAO provided information on the use of credit cards for intragovernmental transfers and on the General Services Administration's (GSA) new contracts for credit card services, focusing on: (1) how intragovernmental transfers are currently processed using GSA's International Merchant Purchase Authorization Card (IMPAC card) and the Department of the Treasury's Un...