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Business Regulation and Consumer Protection (141 - 150 of 1,302 items)
Real Estate Appraisals: Appraisal Subcommittee Needs to Improve Monitoring Procedures
GAO-12-147: Published: Jan 18, 2012. Publicly Released: Jan 18, 2012.
The Appraisal Subcommittee (ASC) has been performing its monitoring role under Title XI, but several weaknesses have potentially limited its effectiveness. For example, Title XI did not originally provide ASC rulemaking and enforcement tools that could be useful in promoting state compliance. In addition, ASC has not reported or clearly defined the criteria it uses to assess states’ overall comp...
Real Estate Appraisals: Survey of State Appraiser Regulatory Agencies (GAO-12-198SP, January 2012), an E-supplement to GAO-12-147
GAO-12-198SP: Published: Jan 18, 2012. Publicly Released: Jan 18, 2012.
This is an E-supplement to GAO-12-147. It provides information on how state appraiser regulatory agencies carry out their responsibilities under Title XI of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989, and their views on selected aspects of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act), which amends Title XI and includes new requirement...
Death Services: State Regulation of the Death Care Industry Varies and Officials Have Mixed Views on Need for Further Federal Involvement
GAO-12-65: Published: Dec 15, 2011. Publicly Released: Jan 17, 2012.
The extent to which the federal and state governments regulate the death care industryfuneral homes, cemeteries, crematories, pre-need funeral plans, and third party sales of funeral goodsvaries, as does the extent to which regulation has changed since GAO last reported on the regulation of the death care industry in 2003. The Federal Trade Commission (FTC) continues to annually conduc...
Death Services: 2011 Surveys of State Regulators (GAO-12-91SP, December 2011), an E-supplement to GAO-12-65
GAO-12-91SP: Published: Dec 15, 2011. Publicly Released: Jan 17, 2012.
This document is an E-supplement to GAO-12-65. This document presents the results of GAO's 50-state surveys of state regulators of the death care industry. The surveys are similar to the surveys we conducted in 2003, and are designed to update information obtained in the earlier surveys...
Securities Research: Additional Actions Could Improve Regulatory Oversight of Analyst Conflicts of Interest
GAO-12-209: Published: Jan 12, 2012. Publicly Released: Jan 12, 2012.
Existing research and stakeholder views suggest that the Global Settlement and other regulatory actions have helped to address conflicts faced by equity research analysts. The results of the empirical studies that GAO reviewed generally suggest that the Global Settlement and equity research rules adopted by the SROs were associated with improvements in analysts stock recommendations. FINRA o...
Risk Retention Groups: Clarifications Could Facilitate States' Implementation of the Liability Risk Retention Act
GAO-12-16: Published: Dec 8, 2011. Publicly Released: Jan 9, 2012.
Certain indicators suggest that the financial condition of the RRG industry in aggregate generally has remained profitable. In 2003, RRGs wrote about $1.8 billion, or 1.17 percent of commercial liability insurance. In 2010, RRGs continued to comprise a small percentage of the total market, writing about $2.5 billion--or about 3 percent of commercial liability coverage. Other financial indicators,...
Risk Retention Groups: Survey of State Regulators (GAO-12-17SP, December 2011), an E-supplement to GAO-12-16
GAO-12-17SP: Published: Dec 8, 2011. Publicly Released: Jan 9, 2012.
This e-publication supplements our report, Risk Retention Groups: Clarifications Could Facilitate States' Implementation of the Liability Risk Retention Act (GAO-12-16). The purpose of this e-publication is to provide information from a Web-based survey of state insurance regulators...
Commercial Spectrum: Plans and Actions to Meet Future Needs, Including Continued Use of Auctions
GAO-12-118: Published: Nov 23, 2011. Publicly Released: Dec 23, 2011.
Since 1994, FCC has made over 520 megahertz (a measure of quantity) of spectrum available for new uses, such as wireless broadband, through a process that can be lengthy. Because most of the usable spectrum in the United States has been allocated to existing uses, FCC must change its rules to move spectrum from an existing use to a new use, a process known as repurposing spectrum. Yet, this proces...
State Small Business Credit Initiative: Opportunities Exist to Improve Program Oversight
GAO-12-173: Published: Dec 7, 2011. Publicly Released: Dec 7, 2011.
Congress enacted the Small Business Jobs Act of 2010 in September 2010 in response to concerns that small businesses have been unable to access capital that would allow them to create jobs. Among other things, the act aims to stimulate job growth by establishing the $1.5 billion State Small Business Credit Initiative (SSBCI) within the Department of the Treasury (Treasury) to strengthen state and...
Service-Disabled Veteran-Owned Small Business Program: Additional Improvements to Fraud Prevention Controls Are Needed
GAO-12-205T: Published: Nov 30, 2011. Publicly Released: Nov 30, 2011.
This testimony discusses the fraud prevention controls within the Service-Disabled Veteran-Owned Small Business (SDVOSB) program at the Department of Veterans Affairs (VA). Today's testimony summarizes our report, released today, on the design of VA's fraud prevention controls within the SDVOSB verification program, including recent improvements in controls. The SDVOSB program is intended to provi...